69 WELLESLEY LANE, PALM COAST, FL, FL, 32164
Pending14 days on marketListed Jul 13, 2026MLS #FC319767
About this home
69 WELLESLEY LANE
Welcome to this well-maintained block construction home located in the desirable Pine Lakes section of Palm Coast. Built in 2017, this home offers 1,857 square feet of living space featuring 3 bedrooms, 2 full bathrooms, a split floor plan, and a newer roof installed in 2022. Thoughtful upgrades, smart home features, and stylish finishes can be found throughout. As you arrive, you'll immediately notice the freshly painted exterior, attractive landscaping, and welcoming covered front porch. Step inside to the foyer, where the two additional bedrooms and full guest bathroom are located on one side of the home. Beyond the foyer, the home opens into the main living area with an easy flow between the living room, kitchen, and breakfast nook. The spacious living room showcases a custom-built entertainment wall featuring an electric fireplace, recessed display shelving with color-changing LED accent lighting, creating a beautiful focal point and the perfect space for relaxing or entertaining. The kitchen is centrally located and features granite countertops, crown-molded cabinetry, stainless steel appliances, and a peninsula with additional seating. Just off the kitchen, the breakfast nook provides the perfect spot for everyday dining while overlooking the backyard and outdoor entertaining area. The primary suite is privately situated on the opposite side of the home and features a spacious bedroom, an oversized walk-in closet, and an ensuite bathroom complete with dual sinks, granite countertops, and a walk-in tile shower. Sliding glass doors lead to the paver patio, entertaining area, and firepit. The backyard offers plenty of space for outdoor activities, while the rubber mulch surrounding the entertaining area creates a low-maintenance outdoor setting. Additional features include a Wi-Fi irrigation system with a private well, Ring security system with cameras, a Wi-Fi garage door opener with battery backup, a Wi-Fi thermostat, a generator with a transfer switch installed to power the home, gutters, upgraded insulation, custom blinds, ceiling fans throughout the home, and an attached two-car garage. Conveniently located near shopping, restaurants, schools, parks, walking and biking trails, and just a short drive to Palm Coast's beautiful beaches, this property also offers the added benefit of no HOA.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,857
Sqft
0.23 ac
Lot size
2
Garage
2017
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,502 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,502/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.9%
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Lakes
Pine Lakes — neighborhood snapshot
Population
12,061
Median age
54
Median income
$75,387
Median home value
$315,200
Avg household
2
Households w/ children
868
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The PALM COAST, FL 32164 market
This home is listed 3% below the PALM COAST, FL 32164 median.
Paper trail
This home's history
Reality check
What actually sold near 69 WELLESLEY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$380,000
18 WESTROCK LANE
3 bd · 2 ba · 1,874 sqft · $203/sqft · 116 DOM
Sold · Mar ’26$319,990
127 W WAVERLY LANE
3 bd · 2 ba · 1,891 sqft · $169/sqft · 157 DOM
Sold · Dec ’25$313,100
7 WHITCOCK LANE
3 bd · 2 ba · 1,780 sqft · $176/sqft · 282 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 69 WELLESLEY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 69 WELLESLEY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
69 WELLESLEY LANE FAQs
What would the monthly payment be for 69 WELLESLEY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,502/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 69 WELLESLEY LANE?+
The most recent tax bill on record (2025) was $3,035. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in PALM COAST, FL 32164?+
At $330,000, this home is listed about 3% below the PALM COAST, FL 32164 median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 69 WELLESLEY LANE?+
Buddy Taylor Middle School (middle), Rymfire Elementary School (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of REALTY EXCHANGE, LLC · Brittany Licari. MLS #FC319767.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.