44 BOULDER ROCK DRIVE, PALM COAST, FL, 32137
Active15 days on marketListed Jul 9, 2026MLS #FC319762
About this home
44 BOULDER ROCK DRIVE
Your forever home awaits in this exquisitely designed, custom luxury oasis. From the moment you step inside, you are welcomed by an open layout featuring elegant porcelain tile floors, automated power blinds, and a private ensuite perfect for guests or multi-generational living. Even the garage is upgraded with custom cabinets and premium vinyl flooring. Culinary adventures await in the chef’s kitchen, beautifully outfitted with a Bosch induction range, powerful 600 CFM hood, and a near-silent dishwasher. Step outside into a private backyard sanctuary built for ultimate relaxation. Spend sunny afternoons by the heated 30’x14’ saltwater pool with a built-in sundeck, wrapped in gorgeous travertine decking. There is a dedicated hot tub power hookup and a fully finished, insulated 8’x12’ shed with electric. This home is intelligently engineered for eco-conscious luxury and a true "net-zero" lifestyle, boasting 30 owned solar panels, a hybrid HVAC, and a hybrid water heater to keep utility bills remarkably low. Complete with smart Z-Wave automation, an Ecobee thermostat, a whole-house water softener, and Rachio irrigation connected to a private well, this property offers next-level efficiency. Enjoy seamless connectivity with two available fiber-optic internet lines. Turnkey perfection!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,307
Sqft
0.28 ac
Lot size
2
Garage
2022
Year built
One
Levels
$275
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,384 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,384/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.6%
$/sqft vs Palm Coast actives
$275 vs $224
Days on market
15 vs 47 typical
Where $275/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Trails
Get to know Palm Coast. See the full Palm Coast guide →
Indian Trails — neighborhood snapshot
Population
12,901
Median age
47
Median income
$68,343
Median home value
$282,657
Avg household
3
Households w/ children
1,358
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
173 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 44 BOULDER ROCK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$384,400
35 BOTANY LANE · same community
3 bd · 2 ba · 2,430 sqft · $158/sqft · 346 DOM
Sold · Feb ’26$353,000
3 BOSTON LANE · same community
3 bd · 2 ba · 2,102 sqft · $168/sqft · 150 DOM
Sold · Apr ’26$420,000
41 BOULDER ROCK DR · same community
3 bd · 2 ba · 2,044 sqft · $205/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 44 BOULDER ROCK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 44 BOULDER ROCK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
44 BOULDER ROCK DRIVE FAQs
What would the monthly payment be for 44 BOULDER ROCK DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,384/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 44 BOULDER ROCK DRIVE?+
The most recent tax bill on record (2025) was $6,718. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $635,000, this home is listed about 61% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 44 BOULDER ROCK DRIVE?+
Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$635,000 runs 67% above the PALM COAST 32137 median — but at 2,307 sqft it's also 23% larger than the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WORTH CLARK REALTY · Jinnelie Kerouac. MLS #FC319762.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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