60 SURFVIEW DRIVE UNIT 214, PALM COAST, FL, 32137
Active17 days on marketListed Jul 7, 2026MLS #FC319753
About this home
60 SURFVIEW DRIVE UNIT 214
Experience the best of Florida coastal living in this beautifully maintained condominium located in the highly sought-after, gated community of Matanzas Shores. Perfectly positioned between the Atlantic Ocean and the Intracoastal Waterway, this unique community offers the rare opportunity to enjoy both oceanfront living and direct Intracoastal access. This inviting residence features a light and bright open floor plan with spacious living and dining areas designed for comfortable everyday living and effortless entertaining. Large windows fill the home with natural light while creating a relaxing coastal atmosphere. Whether you're searching for a full-time residence, weekend retreat, or investment opportunity, this property offers the perfect blend of comfort and location. Residents enjoy private deeded beach access to one of Flagler County's pristine, no-drive beaches, along with exceptional amenities including an oceanfront clubhouse with fitness center, heated swimming pool, tennis courts, pickleball, shuffleboard, walking and biking trails, and beautifully maintained grounds. One of Matanzas Shores' most desirable features is its private Intracoastal River Club, offering a fishing pier, community dock, gazebo, kayak storage and launch, and breathtaking sunsets over the water. Spend your mornings on the beach, afternoons kayaking the Intracoastal, and evenings relaxing in this peaceful coastal community. Conveniently located just minutes from Marineland, Washington Oaks Gardens State Park, historic St. Augustine, and all that Palm Coast has to offer, this is resort-style living at its finest. Don't miss your opportunity to own in one of the area's most unique waterfront communities where the Atlantic Ocean and Intracoastal Waterway are both at your doorstep.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,455
Sqft
0.47 ac
Lot size
1
Garage
2004
Year built
One
Levels
$343
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,494 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,494/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.1%
$/sqft vs Palm Coast actives
$343 vs $221
Days on market
17 vs 47 typical
Where $343/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
177 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 60 SURFVIEW DRIVE UNIT 214
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$465,000
60 SURFVIEW DRIVE UNIT 311 · same community
3 bd · 2 ba · 1,455 sqft · $320/sqft · 158 DOM
Sold · Oct ’25$601,995
60 SURFVIEW DRIVE UNIT 706 · same community
3 bd · 2.5 ba · 1,640 sqft · $367/sqft · 67 DOM
Sold · Mar ’26$640,000
60 SURFVIEW DRIVE UNIT 718 · same community
3 bd · 2.5 ba · 1,640 sqft · $390/sqft · 315 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 60 SURFVIEW DRIVE UNIT 214 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 60 SURFVIEW DRIVE UNIT 214 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
60 SURFVIEW DRIVE UNIT 214 FAQs
What would the monthly payment be for 60 SURFVIEW DRIVE UNIT 214?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,494/mo — principal and interest, the actual property-tax bill, the $712/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 60 SURFVIEW DRIVE UNIT 214?+
The association fee works out to $712 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 60 SURFVIEW DRIVE UNIT 214?+
The most recent tax bill on record (2025) was $5,565. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 60 SURFVIEW DRIVE UNIT 214?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $499,000, this home is listed about 26% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 60 SURFVIEW DRIVE UNIT 214?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,000 runs 31% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $712/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HAMMOCK REAL ESTATE GROUP · Luke O'Reilly. MLS #FC319753.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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