2390 OCEAN SHORE BOULEVARD UNIT 1040, ORMOND BEACH, FL, 32176
Active20 days on marketListed Jul 1, 2026MLS #FC319643
About this home
2390 OCEAN SHORE BOULEVARD UNIT 1040
Wake up to the sights and sounds of the Atlantic Ocean from this first-floor condominium. Situated within a five-story oceanfront building, this residence offers the perfect blend of convenience and coastal living. Enjoy the ease of first-floor access while still taking advantage of the building's prime oceanfront location. Whether you're looking for a full-time residence, seasonal getaway, or investment opportunity, this condominium provides an exceptional beachside lifestyle. Inside, you'll appreciate the convenience of an in-unit laundry, making everyday living effortless. A covered, assigned parking space offers protection from the elements and added convenience year-round. Spend your days strolling the sandy beach, watching spectacular sunrises over the Atlantic, or simply relaxing while enjoying the refreshing ocean breezes. Ideally located along scenic Ocean Shore Boulevard, you'll be just minutes from local restaurants, shopping, golf courses, parks, and all that Ormond Beach and nearby Daytona Beach
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
936
Sqft
0 ac
Lot size
1990
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,888 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,888/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.2%
$/sqft vs Ormond Beach actives
$245 vs $237
Days on market
20 vs 41 typical
Where $245/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32176 — neighborhood snapshot
Population
14,344
Median age
60.1
Median income
$72,248
Median home value
$368,400
Avg household
2.01
Households w/ children
946
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
199 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2390 OCEAN SHORE BOULEVARD UNIT 1040
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$250,000
2700 OCEAN SHORE BOULEVARD UNIT 515
2 bd · 2 ba · 925 sqft · $270/sqft · 255 DOM
Sold · Jan ’26$192,500
161 HOLLAND ROAD
3 bd · 1 ba · 922 sqft · $209/sqft · 12 DOM
Sold · Dec ’25$230,000
2480 OCEAN SHORE BOULEVARD UNIT 118
2 bd · 2.5 ba · 980 sqft · $235/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2390 OCEAN SHORE BOULEVARD UNIT 1040 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2390 OCEAN SHORE BOULEVARD UNIT 1040 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2390 OCEAN SHORE BOULEVARD UNIT 1040 FAQs
What would the monthly payment be for 2390 OCEAN SHORE BOULEVARD UNIT 1040?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,888/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2390 OCEAN SHORE BOULEVARD UNIT 1040?+
The most recent tax bill on record (2025) was $3,346. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2390 OCEAN SHORE BOULEVARD UNIT 1040?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $229,000, this home is listed about 46% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 2390 OCEAN SHORE BOULEVARD UNIT 1040?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORMOND BEACH 32176 market on paper
$229,000 is 36% below the ORMOND BEACH 32176 median of $360,000, and at $245/sqft it sits under the Ormond Beach average of $272.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ELITE HOUSING ADVISORS, LLC. · Barbara Ungerman, PA. MLS #FC319643.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ormond Beach homes, in your inbox
Like 2390 OCEAN SHORE BOULEVARD UNIT 1040 but not quite? A daily digest of every new listing in Ormond Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →