1517 S CENTRAL AVENUE, FLAGLER BEACH, FL, 32136
Active24 days on marketListed Jun 30, 2026MLS #FC319614
About this home
1517 S CENTRAL AVENUE
Charming Flagler Beach Cottage – 3 month rental. Enjoy coastal living in this cozy two-bedroom, two-bath cottage just steps from the ocean in the heart of Flagler Beach. Decorated in relaxed beach style, this inviting home offers comfort, character, and the soothing sound of waves in the background. Inside, you’ll find a bright cottage feel with an open living area and two well-sized bedrooms, perfect for a seasonal retreat or extended beachside stay. The home includes a rear-entry garage with access from the back road and a convenient paved front entrance off Main Road. Flagler Beach is a quaint seaside town known for its small-town charm, friendly community, and easy beach access. From this cottage, you can stroll to local shops, restaurants, and of course, the sandy shoreline. Available September 15th Utilities Included: Internet/Cable, Water, Electricity, Lawn Service This rare rental opportunity offers the ultimate in beachside convenience—move-in ready fully furnished with all utilities included, so you can simply relax and enjoy life by the coast.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
915
Sqft
0.07 ac
Lot size
1
Garage
1979
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs FUQUAY SUB
$3 vs $429
Days on market
24 vs 68 typical
Where $3/sqft sits among the 8 homes for sale in FUQUAY SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
4 of 8
FUQUAY SUB have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1517 S CENTRAL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$285,000
2036 S FLAGLER AVENUE · same community
2 bd · 1 ba · 912 sqft · $313/sqft · 129 DOM
Sold · Apr ’26$250,000
1405 S FLAGLER AVENUE · same community
2 bd · 1 ba · 970 sqft · $258/sqft · 39 DOM
Sold · Oct ’25$318,000
2131 S DAYTONA AVENUE · same community
2 bd · 2 ba · 978 sqft · $325/sqft · 226 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1517 S CENTRAL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1517 S CENTRAL AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1517 S CENTRAL AVENUE FAQs
What would the monthly payment be for 1517 S CENTRAL AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1517 S CENTRAL AVENUE?+
The listing reports pets: Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $2,295, this home is listed about 100% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1517 S CENTRAL AVENUE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the FLAGLER BEACH 32136 market on paper
$2,295 is 99% below the FLAGLER BEACH 32136 median of $449,900, and at $3/sqft it sits under the Flagler Beach average of $351.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL REALTY GROUP OF FLORIDA · Jill Fitzgerald. MLS #FC319614.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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