David Ramirez
$1,649,000$1,700,0003 bd3 ba3,251 sqft$507 /sqft$10,374 /mo all-in ↓

4345 OLD KINGS ROAD N, PALM COAST, FL, 32137

Active35 days on marketListed Jul 2, 2026MLS #FC319609

Reduced $51KPrivate poolSingle Family ResidenceNOTTINGHAM PH 1

About this home

4345 OLD KINGS ROAD N

PRICE REDUCTON...Discover one of Palm Coast’s most extraordinary lifestyle properties. Nestled on five private, fully fenced acres along the prestigious Old Kings Road corridor, this exceptional estate is one of only 21 Special Agricultural five-acre parcels located within the City of Palm Coast—an opportunity that simply cannot be duplicated. Designed for those seeking privacy, luxury, and the freedom to enjoy an equestrian or country lifestyle without sacrificing convenience, this custom-built residence offers over 3,200 square feet of thoughtfully designed living space with 3 bedrooms, 3 full baths, a dedicated office, soaring ceilings, two fireplaces, all tile with wood flooring in primary bedroom, barn and an oversized 3-car garage. The chef-inspired kitchen is the heart of the home, featuring abundant cabinetry, generous storage, expansive workspaces, and an open design ideal for entertaining. The spacious primary suite offers a peaceful retreat, while large living areas capture panoramic views of the surrounding paddocks and estate grounds. Outdoor living is equally impressive. Enjoy Florida living year-round from the expansive screened lanai featuring a sparkling pool, spa, summer kitchen, and multiple entertaining areas overlooking the beautifully maintained acreage. Equestrians will appreciate the professionally designed horse facilities, including a high-quality four-stall barn with tack room, office, hay storage, six fenced paddocks, and ample space for riding, training, or expanding your agricultural vision. The property’s unique zoning allows opportunities rarely available within Palm Coast city limits, making it ideal for horse enthusiasts, hobby farmers, or anyone seeking a private family compound. The estate offers exceptional flexibility for today’s lifestyle while preserving the tranquility of country living. Despite its peaceful setting, you’re only minutes from shopping, restaurants, healthcare, golf, schools, parks, and Interstate 95, with Flagler Beach just a short drive away. Properties of this caliber are exceptionally rare. Combining luxury living, equestrian amenities, usable acreage, and one of Palm Coast’s most desirable agricultural locations, this estate represents a once-in-a-generation opportunity to own a truly irreplaceable property. Offered at $1,700,000. Private showings by appointment only. Experience firsthand the lifestyle that makes this remarkable estate unlike anything else on the market.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,251

Sqft

5.05 ac

Lot size

3

Garage

2017

Year built

One

Levels

$507

Per sqft

Private poolFireplace

Inside

FlooringCeramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Indoor Grill · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · L Dining · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationBlock
FacesEast
ParkingDriveway · Oversized
ExteriorIrrigation System · Lighting · Outdoor Grill · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$8,367/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesSewer Connected · Underground Utilities · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,374 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,898
PMI (est., until 20% equity)$618
Property tax — 2025 actual bill$697
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $164,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $164,900
Interest rate6.00%
Loan term

Estimated payment

$10,374/mo

Principal & interest$8,898
PMI (est., until 20% equity)$618
Property taxes (actual bill)$697
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.6M
$1.1MedgeAI estimate $1,264,304 · range $1.1M$1.3M$1.7M

vs edgeAI estimate

+30.4%

$/sqft vs Palm Coast actives

$507 vs $222

Days on market

35 vs 50 typical

Where $507/sqft sits among the 400 Palm Coast actives

244
57
40
22
8 · this home
29
$160–241$241–322$322–402$402–483$483–564$564+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Map of 4345 OLD KINGS ROAD N

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$355K$361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

184 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 330% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,649,000 $51K
Jul 2, 2026Listed at $1,700,000 · 35 days on market since
2017Built · NOTTINGHAM PH 1

Reality check

What actually sold near 4345 OLD KINGS ROAD N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4289 OLD KINGS ROAD NSold · Apr ’26

$1,800,000

4289 OLD KINGS ROAD N · same community

4 bd · 4 ba · 3,695 sqft · $487/sqft · 41 DOM

8 LARAMIE DRIVESold · May ’26

$495,000

8 LARAMIE DRIVE

4 bd · 3 ba · 2,872 sqft · $172/sqft · 0 DOM

36 BICKSHIRE LANESold · Jul ’26

$420,000

36 BICKSHIRE LANE

3 bd · 2 ba · 2,582 sqft · $163/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4345 OLD KINGS ROAD N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4345 OLD KINGS ROAD N — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4345 OLD KINGS ROAD N FAQs

What would the monthly payment be for 4345 OLD KINGS ROAD N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,374/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4345 OLD KINGS ROAD N?+

The most recent tax bill on record (2025) was $8,367. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4345 OLD KINGS ROAD N?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $1,649,000, this home is listed about 312% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4345 OLD KINGS ROAD N?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,649,000 runs 330% above the PALM COAST 32137 median — but at 3,251 sqft it's also 72% larger than the typical Palm Coast listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,700,000, now $1,649,000 — a $51K cut. The full history is in the market section below.

Listing courtesy of GRAND LIVING REALTY · Tammy McIlravy. MLS #FC319609.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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