David Ramirez
$449,9003 bd3 ba2,230 sqft$202 /sqft$3,162 /mo all-in ↓

56 BASSETT LANE, PALM COAST, FL, 32137

Active35 days on marketListed Jul 1, 2026MLS #FC319599

Private poolSingle Family ResidenceBAYSIDE PRCL C

About this home

56 BASSETT LANE

A truly distinctive home in the Indian Trails neighborhood where exceptional entertaining spaces and an extraordinary chef's kitchen create an unforgettable living experience. The heart of this home is the remarkable gourmet kitchen, thoughtfully designed for serious cooks and those who love to entertain. Featuring two beautifully crafted hammered copper sinks, this one-of-a-kind space offers dual preparation and cooking stations that make preparing holiday meals or hosting family gatherings effortless. The first station features an electric cooktop with a convenient pot filler, while the second boasts an electric range with double ovens, providing ample room to prepare multiple dishes at once. An expansive center prep and washing island offers abundant workspace, extensive storage, and serves as a natural gathering place where guests can mingle while meals are being prepared. Rich cabinetry, generous counter space, and thoughtfully designed storage solutions ensure every kitchen essential has its place. Adjacent to the kitchen, the spacious dining area and oversized eat-in kitchen provide the perfect setting for casual breakfasts or memorable holiday celebrations. Whether hosting intimate dinners or entertaining a crowd, this home was designed to bring people together. The impressive great room showcases soaring vaulted ceilings that enhance the home's open feel while providing expansive space for entertaining, movie nights, game days, or relaxing. A third full bathroom with a walk-in shower offers added convenience and direct access to the enclosed lanai, ideal for guests coming in from the pool or outdoor gatherings. Step outside to your own private Florida retreat. The enclosed lanai overlooks an expansive paver patio extending into multiple outdoor living areas. Enjoy the newer above-ground pool, lounge on the spacious sun deck, gather around the BBQ, dine outdoors, or cultivate a beautiful garden in the generous backyard. An exterior storage shed provides convenient space for pool equipment, gardening tools, lawn care supplies, bicycles, and seasonal storage. Inside, the split-bedroom floor plan provides privacy and functionality. The primary suite features a spacious ensuite bath with a soaking garden tub, separate shower, and ample vanity space. Two additional bedrooms share a full bath, with one offering exceptional flexibility as a home office, guest suite, playroom, gaming room, media lounge, craft studio, fitness room, homeschool space, or personal retreat. Conveniently located near schools, parks, walking and biking trails, shopping, restaurants, medical facilities, golf courses, and just minutes from Palm Coast's beautiful beaches, this exceptional property combines comfortable everyday living with outstanding spaces for entertaining indoors and out. If you've been searching for a home with character, flexibility, and a kitchen that is truly the centerpiece of the home, 56 Bassett Lane is a must-see. Schedule your private showing today and experience everything this remarkable property has to offer.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,230

Sqft

0.23 ac

Lot size

2

Garage

2001

Year built

One

Levels

$202

Per sqft

Private poolFireplaceTrees/Woods view

Inside

FlooringCarpet · Ceramic Tile · Porcelain Tile
AppliancesBar Fridge · Convection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
ViewTrees/Woods
FacesNortheast
ExteriorIrrigation System · Lighting · Private Entrance · Private Mailbox · Rain Gutters · Storage

Community & fees

Taxes (2025)$1,851/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,162 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$154
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,747
Interest rate6.00%
Loan term

Estimated payment

$3,162/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$154
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$432KedgeAI estimate $499,296 · range $457K$604K$628K

vs edgeAI estimate

−9.9%

$/sqft vs BAYSIDE PRCL C

$202 vs $198

Days on market

35 vs 52 typical

Where $202/sqft sits among the 6 homes for sale in BAYSIDE PRCL C

3
0
1
0 · this home
0
2
$178–184$184–191$191–198$198–205$205–212$212+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Trails

Map of 56 BASSETT LANE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Indian Trails — neighborhood snapshot

Population

12,901

Median age

47

Median income

$68,343

Median home value

$282,657

Avg household

3

Households w/ children

1,358

For the school run

Flagler County School District

MiddleIndian Trails Middle School★★★★★
ElementaryBelle Terre Elementary School★★★★★
HighMatanzas High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$355K$360K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

3 of 6

BAYSIDE PRCL C have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jul 1, 2026Listed at $449,900 · 35 days on market since
2001Built · BAYSIDE PRCL C

Reality check

What actually sold near 56 BASSETT LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

50 BARRING PLACESold · Oct ’25

$470,000

50 BARRING PLACE · same community

3 bd · 2 ba · 2,231 sqft · $211/sqft · 169 DOM

8 BARKLEY LANESold · Sep ’25

$246,225

8 BARKLEY LANE · same community

3 bd · 2 ba · 2,250 sqft · $109/sqft · 75 DOM

78 BANNBURY LANESold · Jul ’26

$389,500

78 BANNBURY LANE · same community

4 bd · 2 ba · 2,361 sqft · $165/sqft · 422 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 56 BASSETT LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 56 BASSETT LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

56 BASSETT LANE FAQs

What would the monthly payment be for 56 BASSETT LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,162/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 56 BASSETT LANE?+

The most recent tax bill on record (2025) was $1,851. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $449,900, this home is listed about 13% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 56 BASSETT LANE?+

Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$449,900 runs 17% above the PALM COAST 32137 median — but at 2,230 sqft it's also 18% larger than the typical Palm Coast listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE · Lee Ricci. MLS #FC319599.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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