David Ramirez
$999,9004 bd3.5 ba2,356 sqft$424 /sqft$6,961 /mo all-in ↓

127 SEASIDE POINT, FLAGLER BEACH, FL, 32136

Active20 days on marketListed Jun 29, 2026MLS #FC319581

WaterfrontPrivate poolSingle Family ResidenceSEASIDE LNDGS

About this home

127 SEASIDE POINT

Experience coastal elegance in this custom-built 2020 waterfront home located in the highly desirable Seaside Landings community of Flagler Beach. Perfectly positioned on a saltwater canal with close access to the Intracoastal Waterway, this stunning two-story residence offers 4 bedrooms, 3 full bathrooms, 1 half pool bath, and a spacious 2-car garage with additional storage for your golf cart. From the moment you enter, you'll appreciate the soaring vaulted ceilings, beautiful tile flooring throughout the first floor, and elegant wainscoting that adds timeless character. Just off the foyer is a versatile office, den, or study with an adjacent full bathroom, making it ideal for working from home or accommodating guests. The open-concept great room is centered around a stylish electric fireplace and flows seamlessly into the dining area, where expansive views of the sparkling saltwater pool and tranquil canal create the perfect backdrop for everyday living. The gourmet kitchen is designed for both entertaining and functionality, featuring stone countertops, a tiled backsplash, abundant cabinetry, stainless steel appliances including a stove, microwave, dishwasher, and refrigerator, plus a large walk-in pantry. An inside laundry room with washer and dryer included provides additional convenience. The first-floor primary suite is a private retreat featuring tray ceilings with accent lighting and direct access to the pool and lanai. The luxurious ensuite bathroom offers dual vanities, a spacious walk-in shower, and a large walk-in closet. Step outside through the sliding glass doors to your covered, screened lanai overlooking the impressive saltwater sports pool. The outdoor living space is complete with an outdoor shower and convenient pool half bath, making it perfect for entertaining family and friends year-round. Upstairs, you'll find two generously sized guest bedrooms along with a second primary suite (4th bedroom), offering exceptional flexibility for multi-generational living or extended guests. This private ensuite features a walk-in closet, double vanity, and tub/shower combination. The backyard offers approximately 20 feet of green space beyond the pool, providing room for outdoor games, gatherings, or simply relaxing by the water. A future 30x40 dock may be added, allowing you to customize your waterfront lifestyle. Enjoy frequent visits from dolphins and manatees as they play in the canal, and take advantage of the home's convenient access to the Intracoastal Waterway for boating, kayaking, and paddleboarding. This exceptional waterfront home offers luxury finishes, flexible living spaces, and the Florida coastal lifestyle you've been dreaming of—all just minutes from Flagler Beach's beautiful shoreline, local restaurants, and charming boutiques. Schedule your private showing today and discover everything this remarkable Seaside Landings home has to offer.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,356

Sqft

0.29 ac

Lot size

2

Garage

2020

Year built

Two

Levels

$424

Per sqft

Private poolWaterfrontFireplacePets allowed

Inside

FlooringEngineered Hardwood · Tile
AppliancesCooktop · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Solid Surface Counters · Split Bedroom · Stone Counters · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame
FoundationStem Wall
FacesSouth
ParkingGolf Cart Garage
ExteriorOutdoor Shower · Private Mailbox · Rain Gutters

Community & fees

HOA fee$170/mo
Taxes (2025)$10,332/yr
PetsYes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,961 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,395
PMI (est., until 20% equity)$375
Property tax — 2025 actual bill$861
HOA fee — from the listing$170
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,990
Interest rate6.00%
Loan term

Estimated payment

$6,961/mo

Principal & interest$5,395
PMI (est., until 20% equity)$375
Property taxes (actual bill)$861
HOA / condo fee$170
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1000K
$858KedgeAI estimate $924,963 · range $894K$972K$1.0M

vs edgeAI estimate

+8.1%

$/sqft vs Flagler Beach actives

$424 vs $315

Days on market

20 vs 68 typical

Where $424/sqft sits among the 132 Flagler Beach actives

41
30
19
13 · this home
17
12
$179–253$253–327$327–401$401–476$476–550$550+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flagler Beach

Map of 127 SEASIDE POINT

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$517K$525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

61 of 132

Flagler Beach actives have cut their price

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 123% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

Jun 29, 2026Listed at $999,900 · 20 days on market since
2020Built · SEASIDE LNDGS

Reality check

What actually sold near 127 SEASIDE POINT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

109 SEASIDE POINTSold · Nov ’25

$838,300

109 SEASIDE POINT

3 bd · 3 ba · 2,314 sqft · $362/sqft · 0 DOM

3 CREEK BLUFF RUNSold · Feb ’26

$699,000

3 CREEK BLUFF RUN

3 bd · 2 ba · 2,400 sqft · $291/sqft · 60 DOM

2329 S CENTRAL AVENUESold · Sep ’25

$1,155,000

2329 S CENTRAL AVENUE

3 bd · 2.5 ba · 2,291 sqft · $504/sqft · 99 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 127 SEASIDE POINT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 127 SEASIDE POINT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

127 SEASIDE POINT FAQs

What would the monthly payment be for 127 SEASIDE POINT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,961/mo — principal and interest, the actual property-tax bill, the $170/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 127 SEASIDE POINT?+

The association fee works out to $170 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 127 SEASIDE POINT?+

The most recent tax bill on record (2025) was $10,332. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 127 SEASIDE POINT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Flagler Beach?+

At $999,900, this home is listed about 72% above the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 127 SEASIDE POINT?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$999,900 runs 123% above the FLAGLER BEACH 32136 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of TRADEMARK REALTY GROUP LLC · Bruce Garrison. MLS #FC319581.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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