David Ramirez
$315,0001 bd1 ba470 sqft$670 /sqft$2,912 /mo all-in ↓

8921 BLIND PASS ROAD UNIT 144, ST PETE BEACH, FL, 33706

Active18 days on marketListed Jul 6, 2026MLS #FC319576

Priced 30% below the ST PETE BEACH 33706 medianWaterfrontCondominiumBOCA SHORES CONDO

About this home

8921 BLIND PASS ROAD UNIT 144

WATER AT YOUR DOORSTEP — WAKE UP TO THIS EVERY DAY. Picture your morning coffee in a private sun room that sits right at the water's edge, watching boats glide by on the Intracoastal from your own front-row seat. This isn't a "partial view" or a "peek of the water" — this is unobstructed, straight-down-the-dock, watch-the-dolphins-swim-by waterfront living, and it's rare to find at this price point. Welcome to Boca Shores, one of St. Pete Beach's most beloved gated waterfront communities — and this fully remodeled first-floor 1-bedroom, 1-bath condo is the one buyers wait for. What sets this unit apart from the rest of the building is the bonus sun room, positioned right in front of the fishing dock, giving you unobstructed intracoastal views you simply won't find in a standard unit here. Currently vacant and move-in ready, this home has been beautifully renovated from top to bottom — new impact-rated windows, doors, and sliders, an updated kitchen with quartz counters and stainless appliances, tile flooring throughout, and all the big-ticket mechanicals already handled. Just bring your suitcase. Step outside your door and you're steps from the fishing dock, the waterfront pool, and the kayak launch. Boat slip leases are available for those who want to keep their vessel just steps from home. The HOA covers building insurance, exterior maintenance, cable, internet, water, sewer, and trash — ownership here is refreshingly simple. Boca Shores is known for its friendly, social atmosphere — sunset happy hours on the deck, holiday parties, and neighbors who become lifelong friends. You're minutes from the white sand of St. Pete Beach and Pass-a-Grille, with downtown St. Petersburg, Gulfport, and both Tampa and St. Pete/Clearwater airports all within easy reach. Motivated seller offering owner financing — a rare opportunity to make waterfront living attainable. Don't just read about it — see the photos, then come stand in that sun room yourself. Schedule your private showing today; homes like this at Boca Shores don't last.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

470

Sqft

1973

Year built

One

Levels

$670

Per sqft

WaterfrontWater view

Inside

FlooringCeramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Thermostat · Window Treatments
LaundryCommon Area · Laundry Room · Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMembrane
ConstructionBlock · Concrete
FoundationSlab
ViewWater
FacesNorth
ParkingGround Level · Guest · Off Street · Open
ExteriorIrrigation System · Lighting · Outdoor Grill

Community & fees

HOA fee$540/mo
Taxes (2025)$2,622/yr
PetsSize Limit
CommunityBoat Slip · Dock · Fishing · Intracoastal Waterway · Water Access · Waterfront · Buyer Approval Required · Clubhouse · Community Mailbox · Fitness Center · Gated Community - No Guard · Park · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,912 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$219
Condo fee — from the listing$540
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,025
Interest rate6.00%
Loan term

Estimated payment

$2,912/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$219
HOA / condo fee$540
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $315K
$224KedgeAI estimate $257,884 · range $233K$330K$343K

vs edgeAI estimate

+22.1%

$/sqft vs BOCA SHORES CONDO

$670 vs $372

Days on market

18 vs 85 typical

Where $670/sqft sits among the 11 homes for sale in BOCA SHORES CONDO

5
3
2
0
0
1 · this home
$296–358$358–421$421–483$483–545$545–608$608+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Blind Pass

Map of 8921 BLIND PASS ROAD UNIT 144 inside its neighborhood boundary

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

Blind Pass — neighborhood snapshot

Population

1,773

Median age

61

Median income

$100,398

Median home value

$506,650

Avg household

2

Households w/ children

36%

For the school run

Pinellas County School District

ElementaryAzalea Elementary School★★★★
MiddleAzalea Middle School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketLeans buyer8.8 months of inventoryBuyer’s market

$679K$589K

St Pete Beach median sold, yr/yr

93.3%

Sale-to-list ratio (12 mo)

6 of 11

BOCA SHORES CONDO have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% below the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →

Paper trail

This home's history

Jul 6, 2026Listed at $315,000 · 18 days on market since
1973Built · BOCA SHORES CONDO

Reality check

What actually sold near 8921 BLIND PASS ROAD UNIT 144

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8921 BLIND PASS ROAD UNIT 338Sold · Apr ’26

$165,000

8921 BLIND PASS ROAD UNIT 338 · same community

1 bd · 1 ba · 470 sqft · $351/sqft · 49 DOM

8921 BLIND PASS ROAD UNIT 244Sold · Apr ’26

$205,000

8921 BLIND PASS ROAD UNIT 244 · same community

1 bd · 1 ba · 470 sqft · $436/sqft · 7 DOM

8911 BLIND PASS ROAD UNIT 122Sold · Feb ’26

$185,000

8911 BLIND PASS ROAD UNIT 122 · same community

1 bd · 1 ba · 645 sqft · $287/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8921 BLIND PASS ROAD UNIT 144 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8921 BLIND PASS ROAD UNIT 144 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8921 BLIND PASS ROAD UNIT 144 FAQs

What would the monthly payment be for 8921 BLIND PASS ROAD UNIT 144?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,912/mo — principal and interest, the actual property-tax bill, the $540/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8921 BLIND PASS ROAD UNIT 144?+

The association fee works out to $540 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8921 BLIND PASS ROAD UNIT 144?+

The most recent tax bill on record (2025) was $2,622. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8921 BLIND PASS ROAD UNIT 144?+

The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $315,000, this home is listed about 47% below the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8921 BLIND PASS ROAD UNIT 144?+

Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ST PETE BEACH 33706 market on paper

$315,000 is 30% below the ST PETE BEACH 33706 median of $450,000.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $540/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REALTY EXCHANGE, LLC · DAVID P. PETKOVSEK. MLS #FC319576.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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