David Ramirez
$499,0002 bd2 ba1,308 sqft$381 /sqft$3,533 /mo all-in ↓

208 TRADE WIND LANE, ST AUGUSTINE BEACH, FL, 32080

Active28 days on marketListed Jun 25, 2026MLS #FC319530

Priced 17% below the ST AUGUSTINE BEACH 32080 medianSingle Family ResidenceSURFWIND ESTATES

About this home

208 TRADE WIND LANE

Welcome to this beautifully renovated beach house, where every detail has been thoughtfully updated inside and out. Whether you're searching for a primary residence, second home, or investment property, 208 Trade Wind offers the perfect blend of coastal charm and modern convenience. From the moment you arrive, you'll appreciate the home's inviting curb appeal, featuring mature landscaping, a new privacy fence, and a welcoming front porch with a brand-new deck and sitting area. Inside, the home shows like a model with luxury vinyl plank flooring (no carpet), smooth walls and ceilings, abundant natural light, and tasteful coastal finishes, including custom shiplap accents. The floor plan features two spacious bedrooms, each with its own en-suite bathroom, a formal dining room, and a versatile office/flex space that's perfect for working from home, accommodating guests, or a hobby room. The beautifully renovated kitchen and bathrooms feature stylish finishes like stainless steel appliances, soft-close cabinets, tiled showers, updated lighting, and a clean, timeless design that makes the home completely move-in ready. Step outside to the expansive screened lanai, offering the perfect space to entertain, dine outdoors, or simply enjoy Florida's beautiful weather, rain or shine. The backyard has been thoughtfully designed for low-maintenance living with attractive walkways, stepping stones, rain barrels, mature landscaping, and a sizeable storage shed. Major improvements provide peace of mind for years to come, including a new roof (2023), HVAC, Water heater, complete home re-pipe, updated electrical panel, water softener, and new windows throughout the home. Full list of upgrades available upon request! The home is high and dry in flood zone X (no flood insurance required), with no HOA or CDD fees, and no minimum leasing restrictions. Whether you're looking for a full-time residence, vacation home, or income-producing investment, this property offers outstanding potential. Ideally located just minutes from the beach, local restaurants, shopping, and historic downtown St. Augustine, this turnkey home is ready for its next owner. Showings begin June 27, 2026.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,308

Sqft

0.18 ac

Lot size

1

Garage

1978

Year built

One

Levels

$381

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Range · Refrigerator · Water Softener
InteriorThermostat
LaundryLaundry Closet · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesSouth
ExteriorNone

Community & fees

Taxes (2025)$2,576/yr

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,533 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$215
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$3,533/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$215
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St Augustine Beach

Map of 208 TRADE WIND LANE

Get to know St Augustine Beach. See the full St Augustine Beach guide →

ST AUGUSTINE BEACH 32080 — neighborhood snapshot

Population

21,368

Median age

58.3

Median income

$91,201

Median home value

$497,500

Avg household

2.06

Households w/ children

1,323

For the school run

St. Johns County School District

MiddleGamble Rogers Middle School★★★★★
ElementaryW. Douglas Hartley Elementary★★★★
HighPedro Menendez High School★★★★★
Mky- Head Start /Dpp Pk School
HighFirst Coast Technical College

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine Beach market

$340K$585K

St Augustine Beach median sold, yr/yr

Median sold price, St Augustine Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the ST AUGUSTINE BEACH 32080 median. See the full St Augustine Beach market guide →

Paper trail

This home's history

Jun 25, 2026Listed at $499,000 · 28 days on market since
1978Built · SURFWIND ESTATES

Reality check

What actually sold near 208 TRADE WIND LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

205 PACIFICA VISTA WAY UNIT 205Sold · Jun ’26

$645,713

205 PACIFICA VISTA WAY UNIT 205

2 bd · 2 ba · 1,337 sqft · $483/sqft · 110 DOM

5460 4TH STREETSold · Nov ’25

$395,000

5460 4TH STREET

3 bd · 2 ba · 1,256 sqft · $314/sqft · 74 DOM

26 VILLAGE LAS PALMAS CIRCLESold · Jan ’26

$602,000

26 VILLAGE LAS PALMAS CIRCLE

2 bd · 2.5 ba · 1,226 sqft · $491/sqft · 94 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 208 TRADE WIND LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 208 TRADE WIND LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

208 TRADE WIND LANE FAQs

What would the monthly payment be for 208 TRADE WIND LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,533/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 208 TRADE WIND LANE?+

The most recent tax bill on record (2025) was $2,576. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Augustine Beach?+

At $499,000, this home is priced right at the St Augustine Beach median.

Which schools are assigned to 208 TRADE WIND LANE?+

Gamble Rogers Middle School (middle), W. Douglas Hartley Elementary (elementary), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.

Keep looking

Similar homes nearby

Listing courtesy of ENDLESS SUMMER REALTY · Amy Taylor. MLS #FC319530.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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