David Ramirez
$2,599,9995 bd4 ba3,872 sqft$671 /sqft$16,736 /mo all-in ↓

2214 N CENTRAL AVENUE, FLAGLER BEACH, FL, 32136

Active29 days on marketListed Jun 25, 2026MLS #FC319504

Single Family ResidenceSUNRISE BEACH SUB

About this home

2214 N CENTRAL AVENUE

Virtually Staged. A shoreline masterpiece unlike anything else in Flagler Beach, 2214 N Central Ave is a one-of-a-kind modern oceanfront estate where refined architecture, exceptional construction, and an extraordinary coastal lifestyle converge. Completed in Nov. 2024, this legacy residence was designed with no expense spared, offering contemporary elegance and uncompromising quality in one of Northeast Florida's most coveted waterfront settings. Positioned between the Atlantic Ocean and the Intracoastal Waterway on iconic A1A, the home captures rare dual-water views. Wake to spectacular Atlantic sunrises and unwind with peaceful Intracoastal sunsets as dolphins and migrating whales provide an unforgettable backdrop from your private terraces. Built as a true coastal fortress, the residence is constructed entirely of reinforced concrete across all three levels with approximately 24 concrete pilings extending 25 feet deep. Features include impact windows and doors, impact-rated garage doors, a standing seam aluminum roof, a new seawall, underground drainage, foam insulation, and elevated construction in Flood Zone X, delivering exceptional strength, efficiency, comfort, and peace of mind. Spanning approximately 3,800 square feet, the open-concept design showcases a dramatic 24-foot wall of sliding glass framing panoramic ocean views. The chef's kitchen is anchored by a stunning 12-foot quartzite island, custom cabinetry, Thermador Professional Series appliances, gas cooking, and refined designer finishes. Smart lighting, Sono's audio, and a remote-controlled linear fireplace create an atmosphere that is both refined and effortlessly relaxed. The upper level is dedicated to a luxurious oceanfront owner's retreat with a private balcony, dual custom walk-in closets, motorized shades, and a spa-inspired bath featuring a soaking tub, oversized double shower, bidet, and elegant wet-room design. Two additional bedrooms, a full bath, laundry room with beverage refrigerator, and a dedicated oceanfront office with a custom mahogany desk complete the level. Adding exceptional versatility is a fully independent guest residence at 2216 N Central Ave with its own address, private entrance, garage, kitchen, living area, laundry, bedroom, walk-in closet, covered deck, mailbox, and separate mechanical systems, making it ideal for multigenerational living, extended family, executive quarters, or long-term guests. Technology is seamlessly integrated with Samsung SmartThings automation, commercial-grade Wi-Fi, Cat6 wiring, Sono's audio, smart lighting, smart thermostats, smart locks, Moen Flo leak detection, exterior cameras, Ring doorbells, fiber optic capability, and remote management of major systems. Outdoor living is equally impressive with expansive oceanfront terraces, porcelain-tile decking, engineered wood ceilings, an outdoor shower, luxury spa, and thoughtfully designed entertaining spaces. Additional highlights include EV charging stations in both garages, epoxy-finished garage floors, golf cart parking, custom cabinetry, and a tandem three-car garage. Conveniently located approximately 35 minutes from St. Augustine, one hour from Jacksonville, and 90 minutes from Orlando, this exceptional property offers the perfect balance of privacy and accessibility. Whether as a full-time residence, luxury coastal retreat, or multigenerational estate, 2214 N Central Ave presents a rare opportunity to own one of Florida's most distinctive modern oceanfront homes.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,872

Sqft

0.13 ac

Lot size

3

Garage

2024

Year built

Three Or More

Levels

$671

Per sqft

FireplaceWater viewNegotiable

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Freezer · Gas Water Heater · Ice Maker · Microwave · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Coffered Ceiling(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Smart Home · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryGas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal · Other
ConstructionBlock · Concrete · ICFs (Insulated Concrete Forms) · Stucco
FoundationBlock · Concrete Perimeter · Pillar/Post/Pier · Slab
ViewWater
FacesEast
ParkingCovered · Driveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Golf Cart Parking · Ground Level · Guest · Other · Tandem
ExteriorBalcony · Irrigation System · Lighting · Outdoor Shower · Private Entrance · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$18,857/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$16,736 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$14,029
PMI (est., until 20% equity)$975
Property tax — 2025 actual bill$1,571
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $260,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $260,000
Interest rate6.00%
Loan term

Estimated payment

$16,736/mo

Principal & interest$14,029
PMI (est., until 20% equity)$975
Property taxes (actual bill)$1,571
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Flagler Beach actives

$671 vs $315

Days on market

29 vs 68 typical

Where $671/sqft sits among the 126 Flagler Beach actives

38
33
18
22
7
8 · this home
$179–261$261–343$343–425$425–507$507–589$589+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flagler Beach

Map of 2214 N CENTRAL AVENUE

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$517K$525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

60 of 126

Flagler Beach actives have cut their price

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 478% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

Jun 25, 2026Listed at $2,599,999 · 29 days on market since
2024Built · SUNRISE BEACH SUB

Reality check

What actually sold near 2214 N CENTRAL AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

84 S RIVERWALK DRIVESold · Sep ’25

$554,100

84 S RIVERWALK DRIVE

5 bd · 4.5 ba · 3,869 sqft · $143/sqft · 247 DOM

33 N RIVERWALK DRIVESold · Dec ’25

$970,000

33 N RIVERWALK DRIVE

4 bd · 3.5 ba · 3,918 sqft · $248/sqft · 23 DOM

223 S RIVERWALK DRIVESold · Oct ’25

$1,025,000

223 S RIVERWALK DRIVE

5 bd · 4 ba · 3,960 sqft · $259/sqft · 55 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2214 N CENTRAL AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2214 N CENTRAL AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2214 N CENTRAL AVENUE FAQs

What would the monthly payment be for 2214 N CENTRAL AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,736/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2214 N CENTRAL AVENUE?+

The most recent tax bill on record (2025) was $18,857. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Flagler Beach?+

At $2,599,999, this home is listed about 347% above the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2214 N CENTRAL AVENUE?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,599,999 runs 478% above the FLAGLER BEACH 32136 median — but at 3,872 sqft it's also nearly twice the size of the typical Flagler Beach listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Ariella Valente. MLS #FC319504.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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