157 W GRANDVIEW DRIVE, EAST PALATKA, FL, 32131
Active45 days on marketListed Jun 23, 2026MLS #FC319465
About this home
157 W GRANDVIEW DRIVE
Imagine pulling onto 1.63 private acres, the St. Johns River stretching wide across the back of the property and roughly 265 feet of shoreline that's yours alone. Step inside and 3,092 square feet open up around you. With four generous bedrooms and three full baths, the floor plan has a natural rhythm -- a private primary retreat at one end and room for the kids or guests to have their own wing at the other, so no one's ever tripping over each other. Out back is where life here happens. The pool invites long Florida afternoons and easy entertaining, while the river beyond sets a serene, ever-changing backdrop you'll never tire of. And there's room for everything -- a boat, an RV, a trailer, plus an oversized three-car garage with a workshop area. Privacy, acreage, and a coveted spot on the St. Johns River, all for the buyer ready to trade the subdivision for a waterfront life of their own.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,708
Sqft
1.63 ac
Lot size
3
Garage
1964
Year built
One
Levels
$332
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,245 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,245/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside East Palatka
Get to know East Palatka. See the full East Palatka guide →
EAST PALATKA 32131 — neighborhood snapshot
Population
4,596
Median age
45.6
Median income
$66,580
Median home value
$222,300
Avg household
2.31
Households w/ children
425
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The East Palatka market
$530K → $315K
East Palatka median sold, yr/yr
92.5%
Sale-to-list ratio (12 mo)
Median sold price, East Palatka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 491% above the EAST PALATKA 32131 median. See the full East Palatka market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 157 W GRANDVIEW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 157 W GRANDVIEW DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
157 W GRANDVIEW DRIVE FAQs
What would the monthly payment be for 157 W GRANDVIEW DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,245/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 157 W GRANDVIEW DRIVE?+
The most recent tax bill on record (2025) was $10,831. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in East Palatka?+
At $898,000, this home is listed about 125% above the East Palatka median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 157 W GRANDVIEW DRIVE?+
William D. Moseley Elementary School (elementary), Palatka Junior - Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$898,000 runs 491% above the EAST PALATKA 32131 median — but at 2,708 sqft it's also nearly twice the size of the typical East Palatka listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
45 days on market against a East Palatka median of 1 — sellers in this position are usually ready to negotiate.
Listing courtesy of BEACH STATE REALTY · Justin Petrucci. MLS #FC319465.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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