David Ramirez
Pending
$829,0003 bd3 ba2,465 sqft$336 /sqft$5,804 /mo all-in ↓

6 SCARLET OAK CIRCLE, PALM COAST, FL, 32137

Pending30 days on marketListed Jun 24, 2026MLS #FC319422

Single Family ResidenceESTATES GRAND HAVEN PH 2

About this home

6 SCARLET OAK CIRCLE

Located within the exclusive gated community of Grand Haven at Wild Oaks, this Skyway-built residence offers 3 bedrooms, 3 bathrooms, and 2,465 square feet on a private preserve lot backing to a tranquil preserve. Quality craftsmanship is evident throughout with tray ceilings, crown molding, decorative archways, plantation shutters, and custom architectural details. The open floor plan is designed for both comfortable living and entertaining, featuring a spacious great room that flows seamlessly into the kitchen and dining areas. The kitchen offers wood cabinetry, granite countertops, stainless steel appliances, a large center island with seating, and a walk-in pantry. Privately situated from the guest accommodations, the primary suite features dual walk-in closets, double vanities, a soaking tub, and a walk-in shower. Two guest bedrooms are complemented by two additional full bathrooms, while a dedicated office/flex room provides versatility for working from home, hobbies, or additional guest space. Sliding glass doors open to an oversized screened lanai overlooking the peaceful preserve setting. The outdoor living space is enhanced by a private paver patio, professional landscape lighting, and beautifully maintained grounds, creating the perfect setting for relaxing or entertaining. Energy-efficient solar panels help significantly reduce monthly electric costs. Additional highlights include a spacious laundry room and a 2.5-car garage offering extra space for storage, a golf cart, or workshop area. Residents of Wild Oaks enjoy access to Grand Haven's outstanding amenities, including championship golf, pickleball, tennis, bocce, multiple heated pools, fitness centers, walking trails, dining venues, and an active social calendar. Golf memberships are available separately. This exceptional residence offers the privacy, quality, and lifestyle that make Grand Haven one of Palm Coast's most sought-after communities.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,465

Sqft

0.6 ac

Lot size

2

Garage

2013

Year built

One

Levels

$336

Per sqft

Trees/Woods view

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Washer
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNortheast
ExteriorIrrigation System · Lighting · Rain Gutters

Community & fees

HOA fee$15/mo
Taxes (2025)$10,141/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf · Irrigation-Reclaimed Water

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Solar · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,804 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,473
PMI (est., until 20% equity)$311
Property tax — 2025 actual bill$845
HOA fee — from the listing$15
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $82,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $82,900
Interest rate6.00%
Loan term

Estimated payment

$5,804/mo

Principal & interest$4,473
PMI (est., until 20% equity)$311
Property taxes (actual bill)$845
HOA / condo fee$15
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $829K
$510KedgeAI estimate $580,523 · range $531K$699K$862K

vs edgeAI estimate

+42.8%

$/sqft vs Palm Coast actives

$336 vs $224

Days on market

30 vs 47 typical

Where $336/sqft sits among the 400 Palm Coast actives

185
91
37
34 · this home
21
32
$159–217$217–274$274–332$332–390$390–447$447+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Grand Haven

Map of 6 SCARLET OAK CIRCLE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Grand Haven — neighborhood snapshot

Population

3,308

Median age

65

Median income

$88,771

Median home value

$468,511

Avg household

2

Households w/ children

182

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
MiddleIndian Trails Middle School★★★★★
HighMatanzas High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

173 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 118% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jun 24, 2026Listed at $829,000 · 30 days on market since
2013Built · ESTATES GRAND HAVEN PH 2

Reality check

What actually sold near 6 SCARLET OAK CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

202 WILLOW OAK WAYSold · Dec ’25

$900,000

202 WILLOW OAK WAY · same community

3 bd · 2.5 ba · 2,848 sqft · $316/sqft · 31 DOM

9 IBIS COURT SSold · Apr ’26

$570,000

9 IBIS COURT S

4 bd · 3 ba · 2,417 sqft · $236/sqft · 130 DOM

23 PELICAN COURTSold · Dec ’25

$482,000

23 PELICAN COURT

3 bd · 2.5 ba · 2,561 sqft · $188/sqft · 250 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6 SCARLET OAK CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6 SCARLET OAK CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6 SCARLET OAK CIRCLE FAQs

What would the monthly payment be for 6 SCARLET OAK CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,804/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6 SCARLET OAK CIRCLE?+

The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6 SCARLET OAK CIRCLE?+

The most recent tax bill on record (2025) was $10,141. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6 SCARLET OAK CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $829,000, this home is listed about 110% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6 SCARLET OAK CIRCLE?+

Old Kings Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$829,000 runs 118% above the PALM COAST 32137 median — but at 2,465 sqft it's also 31% larger than the typical Palm Coast listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Old Kings Elementary School, Indian Trails Middle School, Matanzas High School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Krista Libby. MLS #FC319422.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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