18 OAK VILLAGE DRIVE, ORMOND BEACH, FL, 32174
Active8 days on marketListed Jul 11, 2026MLS #FC319368
About this home
18 OAK VILLAGE DRIVE
NEW PRICE!!!! Welcomes you to the best value in Reflections Village, a very desirable, secluded, gated community conveniently located in lovely Ormond Beach. This 3 bedroom 2 bath home with attached 2 car garage and mature landscaping has been meticulously cared for and maintained with a brand new roof in 2026, new Travertine deck and gas firepit in 2016, new S.S. appliances in 2019, refaced kit cabinets and S, S, sink in 2021, new kitchen island in 2023 completely new A/C system in 2025, new H2O Heater in 2026, new garage door hardware and opener in 2024, to mention a few! This home has ceramic tile throughout and is newer and larger than most. It is occupied by a motivated Seller that will miss the home but wants to relocate closer to family. Better Hurry and visit our immersive virtual Matterport Tour then schedule your appointment to see this Brick Beauty
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,763
Sqft
0.16 ac
Lot size
2
Garage
2001
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,652 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,652/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.1%
$/sqft vs Ormond Beach actives
$175 vs $235
Days on market
8 vs 41 typical
Where $175/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ormond Beach
Drive times from this address
Get to know Ormond Beach. See the full Ormond Beach guide →
ORMOND BEACH 32174 — neighborhood snapshot
Population
53,087
Median age
56.3
Median income
$67,817
Median home value
$315,100
Avg household
2.19
Households w/ children
4,692
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
198 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the ORMOND BEACH 32174 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 18 OAK VILLAGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$359,900
25 REFLECTIONS VILLAGE DRIVE · same community
3 bd · 2 ba · 1,630 sqft · $221/sqft · 112 DOM
Sold · Oct ’25$320,000
30 REFLECTIONS VILLAGE DRIVE · same community
2 bd · 2 ba · 1,588 sqft · $202/sqft · 137 DOM
Sold · Jun ’26$295,000
36 OLD MACON DRIVE · same community
2 bd · 2 ba · 1,571 sqft · $188/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18 OAK VILLAGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18 OAK VILLAGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18 OAK VILLAGE DRIVE FAQs
What would the monthly payment be for 18 OAK VILLAGE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,652/mo — principal and interest, the actual property-tax bill, the $335/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18 OAK VILLAGE DRIVE?+
The association fee works out to $335 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18 OAK VILLAGE DRIVE?+
The most recent tax bill on record (2025) was $2,418. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18 OAK VILLAGE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $309,000, this home is listed about 27% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 18 OAK VILLAGE DRIVE?+
Pathways Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HART PRO REALTY · Paul Hart. MLS #FC319368.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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