101 YACHT CLUB POINT, GREEN COVE SPRINGS, FL, 32043
Active57 days on marketListed Jun 19, 2026MLS #FC319282
About this home
101 YACHT CLUB POINT
**1% CREDIT TOWARDS RATE BUY-DOWN WITH LOAN WOLF LENDING **PRIVATE BOAT SLIP**1ST FLOOR PRIMARY SUITE** 1ST FLOOR PRIMARY SUITE** Why wait for new construction? This gorgeous, immaculately maintained 5 bed/4 bath home offers a cozy and modern vibe right on the Saint Johns River! Nestled in a GATED COMMUNITY, you'll love having a RIVER VIEW from your front yard and a peaceful POND VIEW from the backyard! Protection is unmatched with a 50 YEAR METAL ROOF and a pristine paver driveway. Inside, an abundance of light creates a bright, welcoming atmosphere across an elegant SPLIT BEDROOM FLOOR PLAN. The main living areas boast beautiful LVP flooring, leading to a gorgeous kitchen featuring stylish white shaker cabinets, granite countertops, and stainless steel appliances. Relax in the 1st fl primary suite, or enjoy the massive 32x25 4 CAR TANDEM GARAGE--perfect for cars, golf carts, & boat storage! Plus, there's a LARGE ATTIC offering tons of storage. Step out onto the paver patio overlooking the pond, or walk next door to the pool! Enjoy RESORT STYLE AMENITIES including a pool, cabana area, and a community dock with your own private DEEDED BOAT SLIP! Commuting is a breeze with nearby US-17, putting you just minutes from downtown Green Cove Springs. Don't miss this! **Seller is re-landscaping and adding fresh sod in July**
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,540
Sqft
0.13 ac
Lot size
4
Garage
2022
Year built
Two
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,110 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,110/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Green Cove Springs actives
$256 vs $172
Days on market
57 vs 19 typical
Where $256/sqft sits among the 24 Green Cove Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Green Cove Springs
Get to know Green Cove Springs. See the full Green Cove Springs guide →
GREEN COVE SPRINGS 32043 — neighborhood snapshot
Population
33,592
Median age
41
Median income
$80,698
Median home value
$292,300
Avg household
2.68
Households w/ children
4,233
For the school run
Clay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Green Cove Springs market
$432K → $417K
Green Cove Springs median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
16 of 24
Green Cove Springs actives have cut their price
Median sold price, Green Cove Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the GREEN COVE SPRINGS 32043 median. See the full Green Cove Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 101 YACHT CLUB POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$375,000
3435 HUMPHREY STREET
4 bd · 3 ba · 2,500 sqft · $150/sqft · 160 DOM
Sold · Mar ’26$379,990
3475 HUMPHREY STREET
4 bd · 3 ba · 2,500 sqft · $152/sqft · 219 DOM
Sold · Sep ’25$425,000
3484 HUMPHREY STREET
4 bd · 3 ba · 2,500 sqft · $170/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 101 YACHT CLUB POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 101 YACHT CLUB POINT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
101 YACHT CLUB POINT FAQs
What would the monthly payment be for 101 YACHT CLUB POINT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,110/mo — principal and interest, the actual property-tax bill, the $431/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 101 YACHT CLUB POINT?+
The association fee works out to $431 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 101 YACHT CLUB POINT?+
The most recent tax bill on record (2025) was $9,250. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 101 YACHT CLUB POINT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Green Cove Springs?+
At $649,500, this home is listed about 69% above the Green Cove Springs median of $384,990. The market section on this page shows how the area is trending.
Which schools are assigned to 101 YACHT CLUB POINT?+
Clay High School (high), Green Cove Springs Junior High School (middle), Charles E. Bennett Elementary School (elementary) — Clay County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$649,500 runs 71% above the GREEN COVE SPRINGS 32043 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
57 days on market against a Green Cove Springs median of 19 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Clay High School, Green Cove Springs Junior High School, Charles E. Bennett Elementary School — Clay High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $699,900, now $649,500 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHAD AND SANDY REAL ESTATE GRP · Chad Neumann. MLS #FC319282.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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