13 ZINNIA TRAIL, PALM COAST, FL, 32164
Active45 days on marketListed Jun 10, 2026MLS #FC319166
About this home
13 ZINNIA TRAIL
*** The Roof in the process of being replaced. The new roof will be done on or before the end of July. Discover the space you've been searching for in this inviting 4-bedroom, 3-bath home in the sought-after Quail Hollow neighborhood. With a flexible floor plan featuring formal living and dining rooms, a spacious family room, and an upstairs bonus suite with its own private bath, there's room for everyone. Step outside to a fully fenced backyard perfect for entertaining or relaxing, and enjoy the convenience of being just minutes from Town Center, major highways, shopping, dining, and beaches. A home that truly offers comfort, convenience, and endless possibilities! Concession available to a solid buyer
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,426
Sqft
0.24 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,988 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,988/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.8%
$/sqft vs Palm Coast actives
$155 vs $221
Days on market
45 vs 47 typical
Where $155/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Quail Hollow
Get to know Palm Coast. See the full Palm Coast guide →
Quail Hollow — neighborhood snapshot
Population
2,975
Median age
49
Median income
$81,242
Median home value
$333,104
Avg household
3
Households w/ children
217
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
175 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 13 ZINNIA TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$550,000
5 ZAUN COURT · same community
3 bd · 2.5 ba · 2,477 sqft · $222/sqft · 12 DOM
Sold · Jun ’26$264,000
23 ZOELLER COURT · same community
3 bd · 2 ba · 1,174 sqft · $225/sqft · 54 DOM
Sold · Oct ’25$300,000
9 KAISER PLACE
4 bd · 2 ba · 2,255 sqft · $133/sqft · 248 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13 ZINNIA TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13 ZINNIA TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13 ZINNIA TRAIL FAQs
What would the monthly payment be for 13 ZINNIA TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,988/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13 ZINNIA TRAIL?+
The most recent tax bill on record (2025) was $5,452. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $375,000, this home is listed about 5% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13 ZINNIA TRAIL?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EVEREST REALTY LLC · Taras Mrochko. MLS #FC319166.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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