10 S WATERVIEW DRIVE, PALM COAST, FL, 32137
Active48 days on marketListed Jun 15, 2026MLS #FC319120
About this home
10 S WATERVIEW DRIVE
Beautifully maintained pool home in the desirable Bluffs neighborhood of Grand Haven featuring 3 bedrooms, 2.5 baths, plus a dedicated office. This 2,643 sq. ft. Red Carpet custom home boasts a new roof (June 2026) and an energy-efficient geothermal HVAC system for lower utility costs. The open floor plan offers high ceilings, abundant natural light from numerous windows, a gas cooktop, entertainment bar with two wine refrigerators, a spacious primary suite, and guest bedrooms connected by a Jack-and-Jill bath. The oversized garage includes a 8 x 22 climate controlled dedicated storage room or workshop for added convenience. Garage and workshop both have new Epoxy Coatings on floors. Sliding glass doors open to the screened lanai overlooking a serene backyard setting with a private pool and rock waterfall feature, creating the perfect space for relaxing or entertaining. Enjoy the active lifestyle that the Grand Haven community has, including 7 tennis courts, pickleball courts, bocce courts, two heated pools, two fitness centers, miles of walking and biking trails, and a Jack Nicklaus Signature Golf Course with memberships available. Conveniently located near the Intracoastal Waterway, beaches, shopping, dining, and top-rated schools.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,643
Sqft
0.27 ac
Lot size
2
Garage
2008
Year built
One
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,794 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,794/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.6%
$/sqft vs GRAND HAVEN
$272 vs $248
Days on market
48 vs 47 typical
Where $272/sqft sits among the 19 homes for sale in GRAND HAVEN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grand Haven
Get to know Palm Coast. See the full Palm Coast guide →
Grand Haven — neighborhood snapshot
Population
3,308
Median age
65
Median income
$88,771
Median home value
$468,511
Avg household
2
Households w/ children
182
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
7 of 19
GRAND HAVEN have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 89% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 10 S WATERVIEW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$482,000
23 PELICAN COURT · same community
3 bd · 2.5 ba · 2,561 sqft · $188/sqft · 250 DOM
Sold · Apr ’26$650,000
2 CHINIER STREET · same community
4 bd · 3 ba · 2,729 sqft · $238/sqft · 385 DOM
Sold · Jun ’26$785,000
9 SWEETWATER COURT · same community
4 bd · 2.5 ba · 2,733 sqft · $287/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10 S WATERVIEW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10 S WATERVIEW DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10 S WATERVIEW DRIVE FAQs
What would the monthly payment be for 10 S WATERVIEW DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,794/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10 S WATERVIEW DRIVE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10 S WATERVIEW DRIVE?+
The most recent tax bill on record (2025) was $5,631. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10 S WATERVIEW DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $719,000, this home is listed about 82% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10 S WATERVIEW DRIVE?+
Old Kings Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$719,000 runs 89% above the PALM COAST 32137 median — but at 2,643 sqft it's also 40% larger than the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Old Kings Elementary School, Indian Trails Middle School, Matanzas High School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $769,000, now $719,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GRAND LIVING REALTY · Frank Sockman. MLS #FC319120.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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