101 PALM HARBOR PARKWAY UNIT C231, PALM COAST, FL, 32137
Active58 days on marketListed Jun 5, 2026MLS #FC319079
About this home
101 PALM HARBOR PARKWAY UNIT C231
European Village investment opportunity offering flexibility, lifestyle, and exceptional income potential all in one unique package. This rare offering includes two studio residences connected by a private shared foyer with in-unit washer and dryer access, ideal for short-term rentals, extended stays, owner occupancy with guest accommodations, or maximizing dual-income opportunities. Positioned on the second floor overlooking the lively European Village courtyard, both residences feature private balconies with front-row views of the charming fountains, cafés, live entertainment, restaurants, and boutique shopping that define this vibrant destination community. With no minimum rental restrictions, owners have the freedom to rent nightly, weekly, seasonally, or long-term, creating endless possibilities for personal use or investment strategy. Two underground parking spaces convey with the property, adding valuable convenience for owners and guests alike. HOA fees include cable, internet, exterior maintenance, pest control, building insurance, and trash service for simplified ownership. Perfectly located across from the Intracoastal Waterway walking and biking trails and just minutes to the beach, this prime Palm Coast location places you near everything coastal Florida is known for. Enjoy easy access to St. Augustine, Daytona Beach, Jacksonville, and Orlando while owning in one of Palm Coast’s most recognizable and sought-after mixed-use communities. Whether you're seeking a high-performing rental property, vacation getaway, or flexible coastal investment, this is an opportunity rarely available in European Village.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,250
Sqft
0.03 ac
Lot size
2
Garage
2005
Year built
One
Levels
$144
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,617 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,617/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27.4%
$/sqft vs Palm Coast actives
$144 vs $218
Days on market
58 vs 47 typical
Where $144/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
168 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 101 PALM HARBOR PARKWAY UNIT C231
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$165,000
101 PALM HARBOR PARKWAY UNIT C233 · same community
2 bd · 2 ba · 1,250 sqft · $132/sqft · 239 DOM
Sold · Jul ’26$163,000
101 PALM HARBOR PKWY UNIT C-420 · same community
2 bd · 2 ba · 1,118 sqft · $146/sqft · 45 DOM
Sold · Sep ’25$190,000
13 BLAKEPORT LANE
2 bd · 2 ba · 1,246 sqft · $152/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 101 PALM HARBOR PARKWAY UNIT C231 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 101 PALM HARBOR PARKWAY UNIT C231 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
101 PALM HARBOR PARKWAY UNIT C231 FAQs
What would the monthly payment be for 101 PALM HARBOR PARKWAY UNIT C231?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,617/mo — principal and interest, the actual property-tax bill, the $1,059/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 101 PALM HARBOR PARKWAY UNIT C231?+
The association fee works out to $1,059 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 101 PALM HARBOR PARKWAY UNIT C231?+
The most recent tax bill on record (2025) was $3,116. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 101 PALM HARBOR PARKWAY UNIT C231?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $179,900, this home is listed about 54% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 101 PALM HARBOR PARKWAY UNIT C231?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$179,900 is 53% below the PALM COAST 32137 median of $379,995, and at $144/sqft it sits under the Palm Coast average of $257.
02Know the monthly fee
The association fee is $1,059/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SELECT PROFESSIONALS · Pam Capela. MLS #FC319079.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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