
61 RAINTREE CIRCLE, PALM COAST, FL, 32164
Active42 days on marketListed Jun 10, 2026MLS #FC318946
About this home
61 RAINTREE CIRCLE
Welcome to Rivergate Gated Community in Palm Coast! This home has it all. Gorgeous lakefront views, a huge under-air sunroom, flexible den-to-third-bedroom option, vaulted ceilings, plantation shutters, hurricane shutters, rain gutters, and a low $224 monthly HOA that includes the community pool and complete lawn and landscaping care — 61 Raintree Circle delivers the easy Florida lifestyle buyers are looking for. Even better, the important details have already been handled, making this a true move-in ready home where buyers can settle in and start enjoying it from day one. The lakefront setting is what makes this home special. From the outdoor sun patio, you can sit with your morning coffee, listen to the waterfall, and take in the peaceful water views. In the evening, it becomes the kind of place where you can unwind, breathe, and enjoy the quiet side of Palm Coast living. Inside, the home feels open, bright, and easy to live in. Vaulted ceilings bring in a sense of space, while the huge under-air sunroom adds the kind of lifestyle space buyers immediately notice. Imagine starting your day there with coffee and lake views, enjoying it as a quiet reading room, setting it up as a second living area, creating a peaceful hobby space, or using it as a beautiful place to gather when family and friends visit. Because it is under air, this room gives you comfortable year-round living space and makes the home feel much larger and more flexible. The 2-bedroom, 2-bath layout also includes a dedicated den that can easily become a third bedroom if desired. That flexibility matters, whether you need guest space, a private office, or a room that can change with your lifestyle. The kitchen is built for the savvy home chef, with abundant cabinetry, generous countertop space, a double oven, warming oven, slow-close cabinets, slider drawers, and plenty of functional storage. Whether you love to cook, entertain, meal prep, or simply appreciate an organized kitchen, this space gives you the room and convenience to do it well. This home has been thoughtfully cared for, with the practical features buyers want already in place. Plantation shutters throughout the home add a clean, finished look, while inside laundry, hurricane shutters, rain gutters, and a ranch/traditional design add comfort, function, and peace of mind. There is literally nothing to do here but move in and enjoy the lifestyle. The low HOA includes the community pool and complete lawn and landscaping care, including lawn maintenance, pesticides, herbicides, pruning of original plantings, and sprinkler head replacement. That means the exterior stays cared for, and you get more time to enjoy the water views, the pool, and the relaxed Florida lifestyle. 61 Raintree Circle is a peaceful lakefront retreat with flexible living space, valuable features, low-maintenance living, and the kind of move-in-ready condition Zillow buyers are looking for in Palm Coast.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,798
Sqft
0.13 ac
Lot size
2
Garage
2010
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,849 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,849/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.5%
$/sqft vs LEHIGH WOODS
$192 vs $207
Days on market
42 vs 47 typical
Where $192/sqft sits among the 16 homes for sale in LEHIGH WOODS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lehigh Woods
Get to know Palm Coast. See the full Palm Coast guide →
Lehigh Woods — neighborhood snapshot
Population
13,339
Median age
44
Median income
$69,773
Median home value
$292,425
Avg household
3
Households w/ children
1,584
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
7 of 16
LEHIGH WOODS have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 61 RAINTREE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$380,000
27 RED MILL DRIVE · same community
4 bd · 2 ba · 1,800 sqft · $211/sqft · 104 DOM
Sold · Jan ’26$380,000
97 ROBINSON DRIVE · same community
4 bd · 2 ba · 1,800 sqft · $211/sqft · 137 DOM
Sold · Jun ’26$350,900
45 REIDSVILLE DRIVE · same community
4 bd · 2 ba · 1,811 sqft · $194/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 61 RAINTREE CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 61 RAINTREE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
61 RAINTREE CIRCLE FAQs
What would the monthly payment be for 61 RAINTREE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,849/mo — principal and interest, the actual property-tax bill, the $224/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 61 RAINTREE CIRCLE?+
The association fee works out to $224 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 61 RAINTREE CIRCLE?+
The most recent tax bill on record (2025) was $3,373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 61 RAINTREE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $345,000, this home is listed about 13% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 61 RAINTREE CIRCLE?+
Rymfire Elementary School (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY LLC (DB) · Joy Pratt-Martin. MLS #FC318946.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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