
18 HAMMOCK BEACH PARKWAY, PALM COAST, FL, 32137
Active54 days on marketListed Jun 1, 2026MLS #FC318944
About this home
18 HAMMOCK BEACH PARKWAY
Spanning 4,643 square feet, this 4-bedroom, 4.5-bath Ocean Hammock residence provides the space, layout, and flexibility to comfortably accommodate both family life and entertaining. A paver driveway, mature landscaping, natural shade, and a tile roof create an inviting arrival. French doors open to an interior filled with natural light, soaring ceilings, and luxury vinyl plank flooring throughout the main level. The living room serves as the centerpiece of the home, featuring a gas fireplace and an abundance of windows that bring the outdoors in. The kitchen offers generous workspace and storage with a large center island, granite countertops, extensive cabinetry, stainless steel appliances, a gas cooktop with exhaust hood, beverage refrigerator, and casual dining area. A formal dining room provides additional space for family gatherings and special occasions. A first-floor guest suite includes a walk-in tiled shower and direct access to the pool area. Also on the main level is a large bonus room well-suited as a media room, game room, or flexible living space, along with a separate office, half bath, and laundry corridor featuring built-in shelving, utility sink, and access to the garage. The recently refinished wood staircase leads upstairs to the primary suite, where tray ceilings, plush carpeting, a gas fireplace, and private balcony overlook the pool and golf course. The spacious bathroom includes dual vanities, a jetted soaking tub, walk-in tiled shower, ample storage, and a large custom walk-in closet with built-in shelving and drawers. Two additional guest bedrooms are located upstairs, including one with an en-suite bathroom and private balcony. A fourth full bathroom serves the remaining bedroom and guests, while an additional laundry hookup provides added convenience. Outdoor living is anchored by the saltwater pool and spa, recently resurfaced and enhanced with a new gas heater and pump. The expansive paver pool deck provides ample space for lounging and gathering, while the outdoor kitchen and multiple seating areas create a setting equally suited for quiet evenings or larger get-togethers. The fully fenced backyard adds privacy and flexibility for family, guests, and pets. Recent improvements include luxury vinyl plank flooring throughout the first floor, refinished wood flooring on the staircase and upstairs hallway, replacement of one of the home's two HVAC systems, a climate-controlled garage with new mini-split system, epoxy-coated floors, built-in storage cabinets and workbench, updated dishwasher and beverage refrigerator, replacement of exterior decorative lighting, new balcony railings, and Rhino Shield exterior coating with a transferable warranty. Additional features include propane service for the pool and fireplaces, ADT security, and AT&T high-speed internet wiring throughout the home. With multiple living areas and generous outdoor space, this home offers a setting well suited for both everyday living and entertaining. Membership at The Club at Hammock Beach provides access to multiple pools, including a lazy river and waterslide, a full-service spa, fitness center, tennis and pickleball courts, two championship golf courses, and a variety of dining venues, creating opportunities for recreation and gathering just moments from home.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
4,643
Sqft
0.22 ac
Lot size
2
Garage
2008
Year built
Two
Levels
$403
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,223 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,223/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs OCEAN HAMMOCK
$403 vs $448
Days on market
54 vs 47 typical
Where $403/sqft sits among the 28 homes for sale in OCEAN HAMMOCK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
15 of 28
OCEAN HAMMOCK have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 392% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 18 HAMMOCK BEACH PARKWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,700,000
9 NORTHSHORE DRIVE · same community
5 bd · 5 ba · 4,906 sqft · $347/sqft · 36 DOM
Sold · Mar ’26$1,350,000
7 CINNAMON BEACH WAY · same community
6 bd · 6 ba · 4,231 sqft · $319/sqft · 12 DOM
Sold · Jul ’26$3,200,000
34 HAMMOCK BEACH CIRCLE S · same community
6 bd · 5 ba · 5,324 sqft · $601/sqft · 245 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18 HAMMOCK BEACH PARKWAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18 HAMMOCK BEACH PARKWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18 HAMMOCK BEACH PARKWAY FAQs
What would the monthly payment be for 18 HAMMOCK BEACH PARKWAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,223/mo — principal and interest, the actual property-tax bill, the $223/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18 HAMMOCK BEACH PARKWAY?+
The association fee works out to $223 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18 HAMMOCK BEACH PARKWAY?+
The most recent tax bill on record (2025) was $580. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18 HAMMOCK BEACH PARKWAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,870,000, this home is listed about 373% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18 HAMMOCK BEACH PARKWAY?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,870,000 runs 392% above the PALM COAST 32137 median — but at 4,643 sqft it's also nearly 2 times the size of the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Carlene Reardon. MLS #FC318944.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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