David Ramirez
$373,000$375,0004 bd2 ba1,724 sqft$216 /sqft$2,665 /mo all-in ↓

77 BRUNING LANE, PALM COAST, FL, 32137

Active49 days on marketListed Jun 1, 2026MLS #FC318942

Reduced $2KPrivate poolSingle Family ResidenceINDIAN TRAILS

About this home

77 BRUNING LANE

Welcome to this beautifully maintained 4-bedroom, 2-bath brick home featuring an in-ground pool, hot tub, wood-burning fireplace, and a large screened porch overlooking a fully fenced backyard. Freshly painted inside and out, this home is move-in ready and offers the perfect combination of comfort, style, and convenience. NO HOA! Step inside to find vaulted ceilings throughout the main living areas, engineered laminated hardwood flooring in all living spaces, and a warm, inviting wood-burning fireplace — perfect for cozy evenings at home. The bright, open floor plan is ideal for everyday living and entertaining. The light and inviting kitchen features newer stainless steel appliances, a breakfast bar, and a cozy breakfast nook. The spacious primary suite offers a luxurious bathroom with double vanities, a garden tub, separate walk-in shower, private water closet, and a large walk-in closet. The split-bedroom layout provides privacy, with generously sized guest bedrooms and brand-new carpeting. The 4th bedroom, currently used as an office, features hardwood floors and includes a closet, making it a true bedroom or perfect work-from-home space. Enjoy Florida living at its best with a large screened porch, relaxing hot tub, sparkling in-ground pool, and fully fenced backyard. Additional updates include a 2017 roof, new windows installed in 2021, and an A/C system from 2014. Amazing location close to shopping, dining, beautiful beaches, miles of hiking and biking trails, and the new AdventHealth hospital. This home is a rare find and is ready for a quick closing!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,724

Sqft

0.23 ac

Lot size

2

Garage

2002

Year built

One

Levels

$216

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Hardwood
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorSplit Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
FacesSoutheast
ExteriorPrivate Mailbox

Community & fees

Taxes (2025)$1,727/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,665 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,196
FHA mortgage insurance (est.)$165
Property tax — 2025 actual bill$144
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,055Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,055
Interest rate6.00%
Loan term

Estimated payment

$2,665/mo

Principal & interest$2,196
FHA mortgage insurance (est.)$165
Property taxes (actual bill)$144
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $373K
$358KedgeAI estimate $432,309 · range $385K$461K$479K

vs edgeAI estimate

−13.7%

$/sqft vs INDIAN TRAILS

$216 vs $200

Days on market

49 vs 47 typical

Where $216/sqft sits among the 11 homes for sale in INDIAN TRAILS

3
1
3
1 · this home
1
2
$165–179$179–193$193–207$207–221$221–234$234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Trails

Map of 77 BRUNING LANE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Indian Trails — neighborhood snapshot

Population

12,901

Median age

47

Median income

$68,343

Median home value

$282,657

Avg household

3

Households w/ children

1,358

For the school run

Flagler County School District

MiddleIndian Trails Middle School★★★★★
ElementaryBelle Terre Elementary School★★★★★
HighMatanzas High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

3 of 11

INDIAN TRAILS have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $373,000 $2K
Jun 1, 2026Listed at $375,000 · 49 days on market since
2002Built · INDIAN TRAILS

Reality check

What actually sold near 77 BRUNING LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8 BUTTERMILL DRIVESold · Dec ’25

$300,000

8 BUTTERMILL DRIVE · same community

3 bd · 2 ba · 1,730 sqft · $173/sqft · 173 DOM

6544 CALUSA DRIVESold · May ’26

$295,000

6544 CALUSA DRIVE · same community

3 bd · 2 ba · 1,666 sqft · $177/sqft · 2 DOM

48 BALLARD LANESold · Mar ’26

$325,000

48 BALLARD LANE · same community

4 bd · 2 ba · 1,654 sqft · $196/sqft · 233 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 77 BRUNING LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 77 BRUNING LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

77 BRUNING LANE FAQs

What would the monthly payment be for 77 BRUNING LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,665/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 77 BRUNING LANE?+

The most recent tax bill on record (2025) was $1,727. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 77 BRUNING LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $373,000, this home is listed about 6% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 77 BRUNING LANE?+

Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

02Strong assigned schools

Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $375,000, now $373,000 — a $2K cut. The full history is in the market section below.

Listing courtesy of VIRTUAL HOMES REALTY · Alina Pekarsky. MLS #FC318942.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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