David Ramirez
$625,000$629,9003 bd2 ba2,029 sqft$308 /sqft$4,416 /mo all-in ↓

3 SEABRIDGE DRIVE, ORMOND BEACH, FL, 32176

Active48 days on marketListed Jun 1, 2026MLS #FC318928

Reduced $5KPrivate poolSingle Family Residence2444 - SEABRIDGE SUBDIVISION - OBS

About this home

3 SEABRIDGE DRIVE

Located just minutes to the Beach or Intracoastal River in the quiet neighborhood of SeaBridge in the Ormond-by-the-Sea community, this home is a great find. Meticulously renovated for the ultimate in comfort and style. Step into a seamless open floor space, joined to a bright new kitchen with soft-close wood cabinetry, upgraded sleek stainless steel appliances, lux stone countertop surfaces. Designed with a split floor plan for added privacy, this home beautifully features a spacious primary suite complete with dual sinks, his and her closets, and a separate relaxing garden tub. Different from many bungalow houses on the barrier island, this home provides that spacious experience with high architectural ceilings throughout. Outside is a private paradise where a screened-in pool awaits, with outside shower access, surrounded by tropical landscaping, and a fully fenced-in backyard providing ultimate privacy. Check out the huge bonus room right off the swimming pool ideal for creating a play area, spacious gym, movie theater retreat, additional bedroom or home office. Built with safety in mind the property is block construction, has new dual pane windows and sliders, attached hurricane shutters, and is perched on an elevated lot that is high and dry during hurricane season. NO flood insurance needed. Additionally Solar keeps everything going PLUS is an added bonus reducing your electric bill to $25 monthly! With brand new windows and sliders, 2020 HVAC system, 2025 water heater, 2018 roof, upgraded 2024 multi-speed Pentair pool regulating system, attached storm shutters, and garage screens, peace of mind comes standard for this secure family home. This is truly a turn-key property waiting to become your dream home. Come see it before it is sold.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,029

Sqft

0.24 ac

Lot size

2

Garage

1996

Year built

One

Levels

$308

Per sqft

Private poolPool viewTurnkey

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingElectric
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewPool
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$7,794/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Solar · Sprinkler Well · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,416 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$650
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,500
Interest rate6.00%
Loan term

Estimated payment

$4,416/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$650
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $625K
$464KedgeAI estimate $527,830 · range $483K$600K$650K

vs edgeAI estimate

+18.4%

$/sqft vs Ormond Beach actives

$308 vs $235

Days on market

48 vs 41 typical

Where $308/sqft sits among the 400 Ormond Beach actives

188
114
39 · this home
24
7
28
$159–229$229–299$299–369$369–440$440–510$510+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ormond Beach

Map of 3 SEABRIDGE DRIVE

Get to know Ormond Beach. See the full Ormond Beach guide →

ORMOND BEACH 32176 — neighborhood snapshot

Population

14,344

Median age

60.1

Median income

$72,248

Median home value

$368,400

Avg household

2.01

Households w/ children

946

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
HighSeabreeze High School★★★★
ElementaryBeachside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

198 of 400

Ormond Beach actives have cut their price

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 79% above the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $625,000 $5K
Jun 1, 2026Listed at $629,900 · 48 days on market since
1996Built · 2444 - SEABRIDGE SUBDIVISION - OBS

Reality check

What actually sold near 3 SEABRIDGE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3 SEABRIDGE DRIVESold · Aug ’25

$625,000

3 SEABRIDGE DRIVE

3 bd · 2 ba · 2,029 sqft · $308/sqft · 354 DOM

3 SEA DANCE TERRACESold · Sep ’25

$440,000

3 SEA DANCE TERRACE

3 bd · 2 ba · 2,085 sqft · $211/sqft · 41 DOM

44 CAPISTRANO DRIVESold · Jun ’26

$365,000

44 CAPISTRANO DRIVE

3 bd · 2 ba · 1,938 sqft · $188/sqft · 48 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3 SEABRIDGE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3 SEABRIDGE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3 SEABRIDGE DRIVE FAQs

What would the monthly payment be for 3 SEABRIDGE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,416/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3 SEABRIDGE DRIVE?+

The most recent tax bill on record (2025) was $7,794. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ormond Beach?+

At $625,000, this home is listed about 47% above the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 3 SEABRIDGE DRIVE?+

Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$625,000 runs 79% above the ORMOND BEACH 32176 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $629,900, now $625,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES · Denise Perugini. MLS #FC318928.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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