David Ramirez
$399,900$424,9004 bd3 ba2,363 sqft$169 /sqft$2,691 /mo all-in ↓

51 SENTINEL TRAIL, PALM COAST, FL, 32164

Active53 days on marketListed Jun 1, 2026MLS #FC318884

Reduced $25KPrivate poolSingle Family ResidencePALM COAST SEC 58

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About this home

51 SENTINEL TRAIL

Welcome to 51 Sentinel Trail in Palm Coast, where thoughtful upgrades, versatile living space, and resort-style outdoor living come together in one exceptional property. This spacious upgraded 4-bedroom, 3-bathroom home offers an open concept design with a highly desirable split floor plan, providing comfort, privacy, and functionality for today's lifestyle. From the moment you step inside, you'll appreciate the attention to detail and custom built-in features throughout the home. The expansive living area flows seamlessly into the beautiful kitchen, creating the perfect space for entertaining family and friends. The spacious kitchen serves as the heart of the home, showcasing a large center island, granite countertops, abundant cabinetry, stainless steel appliances, and generous pantry storage. The seamless flow between the kitchen, dining, and living areas creates an ideal setting for entertaining or everyday living. The primary suite offers a private retreat, while the additional bedrooms and bathrooms provide plenty of room for family, guests, or a home office setup. Step outside and discover your own backyard oasis. Enjoy Florida living year round with the sparkling pool as the centerpiece of the oversized, fully fenced yard, offering plenty of room to relax, play, and entertain. Whether you're hosting weekend barbecues, enjoying Florida sunsets, or others roam freely, this outdoor space delivers endless possibilities. Adding even more versatility is the detached backyard shed, ideal as a private home office, fitness studio, hobby room, workshop, or additional storage space. The 3-car garage provides ample room for vehicles, tools, toys, and all your Florida lifestyle essentials. Located in the heart of Palm Coast, this move-in-ready home combines modern convenience, flexible living spaces, and outdoor enjoyment all in one package within easy access to shopping, dining, medical facilities, parks, golf courses, and the area's beautiful Atlantic beaches. If you've been searching for a home that offers space, functionality, and a true Florida lifestyle, 51 Sentinel Trail deserves a spot at the top of your list.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,363

Sqft

0.29 ac

Lot size

3

Garage

2022

Year built

One

Levels

$169

Per sqft

Private poolTrees/Woods view

Inside

FlooringLuxury Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Filtration System · Water Purifier · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingGarage Door Opener · Oversized · Workshop in Garage
ExteriorPrivate Yard · Sliding Doors · Storage

Community & fees

Taxes (2026)$0/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fire Hydrant · Phone Available · Public · Sewer Connected · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,691 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property tax — 2026 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,997
Interest rate6.00%
Loan term

Estimated payment

$3,058/mo

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Est. property taxes$367
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$384KedgeAI estimate $502,230 · range $492K$529K$550K

vs edgeAI estimate

−20.4%

$/sqft vs PALM COAST SEC 58

$169 vs $188

Days on market

53 vs 47 typical

Where $169/sqft sits among the 13 homes for sale in PALM COAST SEC 58

1 · this home
7
1
1
2
1
$152–173$173–194$194–214$214–235$235–256$256+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Map of 51 SENTINEL TRAIL

Get to know Palm Coast. See the full Palm Coast guide →

For the school run

Flagler County School District

HighFlagler-Palm Coast High School★★★★★
ElementaryBunnell Elementary School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

6 of 13

PALM COAST SEC 58 have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,900 $25K
Jun 1, 2026Listed at $424,900 · 53 days on market since
2022Built · PALM COAST SEC 58

Reality check

What actually sold near 51 SENTINEL TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15 SENSENEY PATHSold · Jun ’26

$475,000

15 SENSENEY PATH · same community

4 bd · 3 ba · 2,342 sqft · $203/sqft · 7 DOM

3 SETON COURTSold · Mar ’26

$380,000

3 SETON COURT · same community

4 bd · 3 ba · 2,307 sqft · $165/sqft · 74 DOM

6 SEDERHOLM PATHSold · Aug ’25

$340,000

6 SEDERHOLM PATH · same community

4 bd · 3 ba · 2,265 sqft · $150/sqft · 168 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 51 SENTINEL TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 51 SENTINEL TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

51 SENTINEL TRAIL FAQs

What would the monthly payment be for 51 SENTINEL TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,691/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 51 SENTINEL TRAIL?+

The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $399,900, this home is listed about 1% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 51 SENTINEL TRAIL?+

Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$399,900 runs 18% above the PALM COAST 32164 median — but at 2,363 sqft it's also 25% larger than the typical Palm Coast listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $424,900, now $399,900 — a $25K cut. The full history is in the market section below.

Listing courtesy of NAVY TO NAVY HOMES LLC · Garrett Decker. MLS #FC318884.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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51 SENTINEL TRAIL, PALM COAST, FL — 4 Bed, 3 Bath — $399,900 | CENTURY 21 Edge