546 SEVILLA DRIVE, ST AUGUSTINE, FL, 32086
Active55 days on marketListed May 26, 2026MLS #FC318790
About this home
546 SEVILLA DRIVE
BEST-PRICED POOL HOME IN ST. AUGUSTINE SHORES!! Fully updated on an oversized .58-acre homesite! If you’ve been searching for privacy, land, and a move-in ready home close to the beach, this one checks all the boxes. From the moment you arrive, you’re welcomed by a large driveway with ample parking and a spacious front entry. Inside, the home features an airy open layout with vaulted ceilings, expansive windows, and abundant natural light throughout. Offering 3 bedrooms and 3 full bathrooms, the floorplan provides both flexibility and functionality. The recently remodeled kitchen features GE appliances, blue-green countertops and backsplash inspired by coastal tones, a dedicated breakfast area, and a formal dining room that is currently being used as an additional sitting space. Throughout the home you’ll find high-end LVP-style tile, brand-new carpet, fresh interior paint, and ceiling fans already installed in all bedrooms. The spacious primary suite includes two large walk-in closets, while the secondary bedrooms are generously sized. Bedrooms two and three share a bathroom, and the third bedroom also has access to an additional full bath that functions perfectly as a dedicated pool bath. Step outside to your private screened pool and spa, complete with new pool equipment, a pool heater, and color-changing lights for evening entertaining. The pool and spa can be heated together or separately, and the expansive screened lanai offers plenty of space for outdoor dining and relaxation. The backyard stands out on an oversized, .58 acre homesite that offers exceptional privacy and endless possibilities to create your dream outdoor space, whether that’s a summer kitchen, fire pit, garden, or additional entertaining area, the yard offers plenty of room to bring your vision to life. Additional highlights include a sprinkler system on a private well for lower utility costs, a spacious two-car garage with extra shelving and attic storage, a newer shingle roof (2023) with gutters and LeafGuard protection, HVAC (2018), water heater (2025), low HOA fees of just $34/month, and no CDD fees. Rarely do homes in this area offer this much land, privacy, and updates just minutes from shopping, dining, and the beach. Schedule a tour today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,891
Sqft
0.58 ac
Lot size
2
Garage
2004
Year built
One
Levels
$269
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,676 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,676/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$269 vs $240
Days on market
55 vs 39 typical
Where $269/sqft sits among the 178 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St. Augustine Shores Estates
Get to know St Augustine. See the full St Augustine guide →
St. Augustine Shores Estates — neighborhood snapshot
Population
7,891
Median age
53
Median income
$70,440
Median home value
$283,967
Avg household
2
Households w/ children
795
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
72 of 178
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the ST AUGUSTINE 32086 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 546 SEVILLA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$305,000
237 MARIUS COURT · same community
2 bd · 2 ba · 1,432 sqft · $213/sqft · 119 DOM
Sold · May ’26$335,000
950 SALZEDO AVENUE · same community
2 bd · 2 ba · 1,331 sqft · $252/sqft · 3 DOM
Sold · Dec ’25$318,000
209 LAGUNA CT, St Augustine FL 32086 · same community
3 bd · 2 ba · 1,232 sqft · $258/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 546 SEVILLA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 546 SEVILLA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
546 SEVILLA DRIVE FAQs
What would the monthly payment be for 546 SEVILLA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,676/mo — principal and interest, the actual property-tax bill, the $34/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 546 SEVILLA DRIVE?+
The association fee works out to $34 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 546 SEVILLA DRIVE?+
The most recent tax bill on record (2025) was $3,122. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 546 SEVILLA DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $509,000, this home is listed about 16% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 546 SEVILLA DRIVE?+
W. Douglas Hartley Elementary (elementary), Gamble Rogers Middle School (middle), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$509,000 runs 79% above the ST AUGUSTINE 32086 median — but at 1,891 sqft it's also 20% larger than the typical St Augustine listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
W. Douglas Hartley Elementary, Gamble Rogers Middle School, Pedro Menendez High School, Mky- Head Start /Dpp Pk School, First Coast Technical College — W. Douglas Hartley Elementary rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $545,000, now $509,000 — a $36K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ENDLESS SUMMER REALTY · Amy Taylor. MLS #FC318790.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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