David Ramirez
$335,000$340,0003 bd2 ba2,026 sqft$165 /sqft$2,433 /mo all-in ↓

34 BREWSTER LANE, PALM COAST, FL, 32137

Active72 days on marketListed May 23, 2026MLS #FC318740

Priced 12% below the PALM COAST 32137 medianReduced $5KSingle Family ResidencePALM COAST SEC 13 BRESSLER PRCL H BROOKSIDE PRCL P

About this home

34 BREWSTER LANE

Presenting this beautiful 3 Bedroom, 2 Bath solid concrete block and stucco home located in the desirable Indian Trails neighborhood of Palm Coast. This home offers a perfect combination of quality construction, comfort, and style with numerous upgrades and an inviting open floor plan designed for everyday living and entertaining. One of the standout features of this property is the oversized almost half-acre lot which offers endless possibilities for outdoor living. With plenty of room for a pool, outdoor entertaining and gardening. This huge backyard provides the space and privacy that is hard to find in today’s market. Step inside and you’ll immediately notice the spacious layout featuring vaulted ceilings, designer lighting, beautiful tile and laminate flooring, plant shelves, and abundant natural light throughout. The living areas flow seamlessly to the screened back patio through sliding glass doors, creating the perfect indoor and outdoor living space. The kitchen is truly the heart of the home and showcases granite countertops, pendant lighting, stainless steel double sink, ample cabinetry, and generous counter space perfect for cooking and gathering with family and friends. In addition to the spacious family room, this home also offers a formal living room and dining room providing flexibility and plenty of room for entertaining. The primary suite is a relaxing retreat complete with a walk-in closet, and a luxurious en-suite bathroom featuring dual raised vanities, a garden tub, and a walk-in shower. Two additional spacious bedrooms and a beautifully maintained guest bathroom provide comfort for family and guests alike. Conveniently located near shopping, dining, golf, tennis, walking and biking trails, and only minutes from the beach, this home offers the perfect blend of quality, location, and Florida living. So look at the photos, watch the tour, and schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,026

Sqft

0.44 ac

Lot size

2

Garage

2004

Year built

One

Levels

$165

Per sqft

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorCeiling Fan(s) · Eating Space In Kitchen · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorHurricane Shutters · Sliding Doors

Community & fees

Taxes (2025)$1,833/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,433 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property tax — 2025 actual bill$153
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,725
Interest rate6.00%
Loan term

Estimated payment

$2,433/mo

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property taxes (actual bill)$153
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $335K
$306KedgeAI estimate $335,839 · range $319K$368K$383K

vs edgeAI estimate

−0.2%

$/sqft vs Palm Coast actives

$165 vs $219

Days on market

72 vs 47 typical

Where $165/sqft sits among the 400 Palm Coast actives

222 · this home
72
37
28
15
26
$160–229$229–297$297–366$366–435$435–503$503+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Trails

Map of 34 BREWSTER LANE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Indian Trails — neighborhood snapshot

Population

12,901

Median age

47

Median income

$68,343

Median home value

$282,657

Avg household

3

Households w/ children

1,358

For the school run

Flagler County School District

MiddleIndian Trails Middle School★★★★★
ElementaryBelle Terre Elementary School★★★★★
HighMatanzas High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

166 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% below the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $335,000 $5K
May 23, 2026Listed at $340,000 · 72 days on market since
2004Built · PALM COAST SEC 13 BRESSLER PRCL H BROOKSIDE PRCL P

Reality check

What actually sold near 34 BREWSTER LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

64 BRUNING LANESold · Dec ’25

$305,000

64 BRUNING LANE · same community

3 bd · 2 ba · 2,018 sqft · $151/sqft · 81 DOM

132 BRITTANY LANESold · Sep ’25

$295,000

132 BRITTANY LANE · same community

3 bd · 2 ba · 2,045 sqft · $144/sqft · 14 DOM

61 BRUCE LANESold · Dec ’25

$369,900

61 BRUCE LANE · same community

4 bd · 2 ba · 2,052 sqft · $180/sqft · 181 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 34 BREWSTER LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 34 BREWSTER LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

34 BREWSTER LANE FAQs

What would the monthly payment be for 34 BREWSTER LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,433/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 34 BREWSTER LANE?+

The most recent tax bill on record (2025) was $1,833. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $335,000, this home is listed about 15% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 34 BREWSTER LANE?+

Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PALM COAST 32137 market on paper

$335,000 is 12% below the PALM COAST 32137 median of $380,000, and at $165/sqft it sits under the Palm Coast average of $257.

02Strong assigned schools

Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $340,000, now $335,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of TOMOKA REALTY LLC · Carmine Pantuso. MLS #FC318740.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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