207 SE 2ND STREET, GEORGETOWN, FL, 32139
Active63 days on marketListed May 21, 2026MLS #FC318738
About this home
207 SE 2ND STREET
0.46-Acre Homesite in Georgetown – Priced to Sell! Build your dream home on this spacious 0.46-acre property in the peaceful community of Georgetown, FL. This offering includes two lots with access to a beautiful chain of lakes, perfect for enjoying Florida’s outdoor lifestyle. With approximately 152 feet of depth and 134 feet of frontage, there’s plenty of space for a custom home, outdoor living, or extra storage. Enjoy a quiet neighborhood with a low Property Owners Association fee of $60 each lot annually, covering ground maintenance, lake access, and a community park. Zoned Residential Two-Family, offering flexibility for a primary residence, investment, or multi-generational living. A great opportunity to enjoy a relaxed, nature-filled lifestyle in Putnam County. Priced to sell and ready for your plans!
Facts & features
The home at a glance
0.46 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$281 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$281/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Georgetown
Get to know Georgetown. See the full Georgetown guide →
GEORGETOWN 32139 — neighborhood snapshot
Population
897
Median age
60.5
Median income
$56,806
Median home value
$129,400
Avg household
2.69
Households w/ children
58%
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Georgetown market
$187K → $265K
Georgetown median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Georgetown, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the GEORGETOWN 32139 median. See the full Georgetown market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 207 SE 2ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 207 SE 2ND STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
207 SE 2ND STREET FAQs
What would the monthly payment be for 207 SE 2ND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $281/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 207 SE 2ND STREET?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 207 SE 2ND STREET?+
The most recent tax bill on record (2025) was $127. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 207 SE 2ND STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Georgetown?+
At $15,900, this home is listed about 96% below the Georgetown median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 207 SE 2ND STREET?+
Middleton-Burney Elementary School (elementary), Crescent City Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of WATSON REALTY CORP · Annie Nay. MLS #FC318738.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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