David Ramirez

53 MARINA COVE UNIT B, PALM COAST, FL, 32137

Active72 days on marketListed May 22, 2026MLS #FC318737

Priced 87% below the PALM COAST 32137 medianWaterfrontDock-RackominiumLANDINGS AT MARINA COVE

About this home

53 MARINA COVE UNIT B

Experience effortless boating at The Landings at Marina Cove, a private, gated marina community perfectly positioned just off the Intracoastal Waterway (ICW). Tucked inside a protected basin, this marina offers added peace of mind with natural shelter from the elements and storms. Slip 53B is a deeded boat slip accommodating vessels up to 44 feet, making it an ideal option whether you live in the community or simply want a secure, convenient place to keep your boat. Enjoy quick, easy access to the ICW and the added convenience of Palm Coast Marina located directly across the waterway for fuel access. Additional amenities include a pump-out station for added convenience. Important Notes: Floating docks and JetDocks are permitted; however, lifts and roofs over docks are not allowed. If you’ve been looking for a secure, low-maintenance, and ideally located boat slip, this is your opportunity to enjoy the boating lifestyle without the hassle.

Facts & features

The home at a glance

0.02 ac

Lot size

One

Levels

WaterfrontWater viewPets allowed

Inside

LaundryNone

Outside & construction

RoofOther
ConstructionWood Frame
FoundationStilt/On Piling
ViewWater
FacesSouthwest
ExteriorOther

Community & fees

HOA fee$140/mo
Taxes (2024)$291/yr
PetsCats OK, Dogs OK, Yes
CommunityBoat Slip · Marina · Water Access · Waterfront · Sidewalks

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$640 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$294
FHA mortgage insurance (est.)$22
Property tax — 2024 actual bill$24
HOA fee — from the listing$140
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,747
Interest rate6.00%
Loan term

Estimated payment

$640/mo

Principal & interest$294
FHA mortgage insurance (est.)$22
Property taxes (actual bill)$24
HOA / condo fee$140
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Hammock Dunes

Map of 53 MARINA COVE UNIT B inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Hammock Dunes — neighborhood snapshot

Population

1,391

Median age

65

Median income

$121,250

Median home value

$772,500

Avg household

2

Households w/ children

31%

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 87% below the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

May 22, 2026Listed at $49,900 · 72 days on market since

Reality check

What actually sold near 53 MARINA COVE UNIT B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

22B CAPTAINS WALK - BOAT SLIP UNIT 22BSold · Feb ’26

$44,000

22B CAPTAINS WALK - BOAT SLIP UNIT 22B · same community

13 DOM

35C MARINA POINT PLACE UNIT 35CSold · Feb ’26

$34,900

35C MARINA POINT PLACE UNIT 35C · same community

109 DOM

60B MARINA POINT PLACE UNIT 60BSold · Aug ’25

$40,000

60B MARINA POINT PLACE UNIT 60B · same community

321 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 53 MARINA COVE UNIT B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 53 MARINA COVE UNIT B — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

53 MARINA COVE UNIT B FAQs

What would the monthly payment be for 53 MARINA COVE UNIT B?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $640/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 53 MARINA COVE UNIT B?+

The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 53 MARINA COVE UNIT B?+

The most recent tax bill on record (2024) was $291. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 53 MARINA COVE UNIT B?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $49,900, this home is listed about 87% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 53 MARINA COVE UNIT B?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PALM COAST 32137 market on paper

$49,900 is 87% below the PALM COAST 32137 median of $380,000.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REAL BROKER, LLC · Amber Morgan. MLS #FC318737.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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