David Ramirez

21 CORNING COURT, PALM COAST, FL, 32137

Active75 days on marketListed May 20, 2026MLS #FC318692

Priced 56% below the PALM COAST 32137 medianWaterfrontPALM COAST SEC 16

About this home

21 CORNING COURT

Beautiful saltwater canal lot located in the "C" section of Palm Coast, Palm Harbor neighborhood. No required build time, offering the flexibility to build when you’re ready. Imagine watching the dolphin play and the manatee roll on by, or catch tonight's dinner off of your own private dock! Prime location, one block from the main canal for easy boating access. Conveniently located near shopping, dining, and medical facilities.

Facts & features

The home at a glance

0.2 ac

Lot size

Waterfront

Inside

Outside & construction

FacesNortheast

Community & fees

Taxes (2025)$2,176/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,404 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$988
FHA mortgage insurance (est.)$74
Property tax — 2025 actual bill$181
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,877Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,877
Interest rate6.00%
Loan term

Estimated payment

$1,404/mo

Principal & interest$988
FHA mortgage insurance (est.)$74
Property taxes (actual bill)$181
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Palm Harbor

Map of 21 CORNING COURT inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Palm Harbor — neighborhood snapshot

Population

16,621

Median age

57

Median income

$73,524

Median home value

$373,781

Avg household

2

Households w/ children

1,152

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% below the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

May 20, 2026Listed at $167,900 · 75 days on market since

Reality check

What actually sold near 21 CORNING COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4 CONTEE COURTSold · Nov ’25

$420,000

4 CONTEE COURT · same community

3 bd · 2 ba · 1,231 sqft · $341/sqft · 151 DOM

38 COLECHESTER LANESold · Jun ’26

$365,000

38 COLECHESTER LANE · same community

3 bd · 2 ba · 1,315 sqft · $278/sqft · 155 DOM

14 CLEAR COURTSold · Feb ’26

$450,000

14 CLEAR COURT · same community

3 bd · 2 ba · 1,578 sqft · $285/sqft · 270 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 21 CORNING COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 21 CORNING COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

21 CORNING COURT FAQs

What would the monthly payment be for 21 CORNING COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,404/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 21 CORNING COURT?+

The most recent tax bill on record (2025) was $2,176. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $167,900, this home is listed about 57% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 21 CORNING COURT?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PALM COAST 32137 market on paper

$167,900 is 56% below the PALM COAST 32137 median of $381,175.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX SELECT PROFESSIONALS · Colleen Hess. MLS #FC318692.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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