David Ramirez
$4,900≈$193 /mo all-in ↓

XX JACKSON DRIVE, HAWTHORNE, FL, 32640

Active66 days on marketListed May 18, 2026MLS #FC318543

✦ Priced 94% below the HAWTHORNE 32640 medianRAINBOW LAKE ESTATES

About this home

XX JACKSON DRIVE

Build your dream home or invest in the future with this undeveloped residential lot in Hawthorne, FL, conveniently located near neighboring Palatka. Situated in a growing community, this homesite offers flexibility with no build time restrictions — build now, buy now and build later, hold as a land investment, or enjoy for recreational use. Zoned residential and full of potential, this property is a great opportunity to own your own piece of paradise in beautiful North Florida.

Facts & features

The home at a glance

0.09 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$26/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$193 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$29
FHA mortgage insurance (est.)$2
Property tax — 2025 actual bill$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $172Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $172
Interest rate6.00%
Loan term

Estimated payment

$193/mo

Principal & interest$29
FHA mortgage insurance (est.)$2
Property taxes (actual bill)$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Hawthorne

Map of XX JACKSON DRIVE

Get to know Hawthorne. See the full Hawthorne guide →

HAWTHORNE 32640 — neighborhood snapshot

Population

10,780

Median age

46.2

Median income

$58,727

Median home value

$153,600

Avg household

2.51

Households w/ children

1,120

For the school run

Putnam County School District

ElementaryOchwilla Elementary School★★★★★
HighInterlachen Junior-Senior High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hawthorne market

Seller’s marketLeans buyer — 9.7 months of inventoryBuyer’s market

$225K → $365K

Hawthorne median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 94% below the HAWTHORNE 32640 median. See the full Hawthorne market guide →

Paper trail

This home's history

May 18, 2026Listed at $4,900 · 66 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about XX JACKSON DRIVE — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for XX JACKSON DRIVE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

XX JACKSON DRIVE FAQs

What would the monthly payment be for XX JACKSON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on XX JACKSON DRIVE?+

The most recent tax bill on record (2025) was $26. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hawthorne?+

At $4,900, this home is listed about 98% below the Hawthorne median of $263,450. The market section on this page shows how the area is trending.

Which schools are assigned to XX JACKSON DRIVE?+

Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of YOUR HOME SOLD GUARANTEED REAL · Jesse Warmka. MLS #FC318543.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Hawthorne homes, in your inbox

Like XX JACKSON DRIVE but not quite? A daily digest of every new listing in Hawthorne — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CallRequest a tour
CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 23, 2026 at 1:58 PM UTC. The listing information on this page last changed on July 23, 2026 at 1:58 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 23, 2026 at 1:58 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 23, 2026 at 1:58 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.