15 BIRCHWOOD DRIVE, PALM COAST, FL, 32137
Active82 days on marketListed May 13, 2026MLS #FC318526
About this home
15 BIRCHWOOD DRIVE
Under Construction. $1,000 escrow deposit and when using one of our lender partners, we will pay a portion of closing costs. Saving thousands of dollars at the closing table. Welcome to your Florida lifestyle in Palm Coast—where comfort, style, and convenience come together in a home that instantly feels inviting. Picture arriving home after a relaxing day at Flagler Beach, the warm glow of a Florida sunset reflecting off the timeless brick exterior as you pull into your private driveway. Step inside to a bright, open living space where modern design meets everyday comfort. Crisp white cabinetry, elegant quartz countertops, and sleek black fixtures create a clean, sophisticated aesthetic that feels both fresh and timeless. The heart of the home flows effortlessly—perfect for quiet mornings with coffee, weeknight dinners, or hosting family and friends in an open-concept layout designed for connection. Every detail of this 3-bedroom, 2-bath home has been thoughtfully crafted across 1,368 square feet to balance style and functionality. In the kitchen and bathrooms, quartz surfaces continue throughout, creating a cohesive, elevated feel. A spacious 2-car garage adds everyday convenience, while the durable all-brick exterior offers lasting value and peace of mind. Enjoy the rare freedom of no HOA and no CDD fees, all while being just minutes from shopping, dining, parks, and scenic walking trails. And when you’re ready for the coast, Flagler Beach is only about 20 minutes away—making spontaneous beach days part of your everyday lifestyle. More than just a home, this is where Florida living feels effortless—where mornings are calm, evenings are peaceful, and every day feels just a little closer to the life you’ve been looking for. Ask about our current promos and CASH buyers discount. **Photos are not of the actual home and are for illustration purposes only. Finishes/colors may vary from photos**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,368
Sqft
0.25 ac
Lot size
2
Garage
2026
Year built
One
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,302 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,302/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.3%
$/sqft vs PALM COAST SEC 35
$240 vs $182
Days on market
82 vs 47 typical
Where $240/sqft sits among the 23 homes for sale in PALM COAST SEC 35
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Trails
Get to know Palm Coast. See the full Palm Coast guide →
Indian Trails — neighborhood snapshot
Population
12,901
Median age
47
Median income
$68,343
Median home value
$282,657
Avg household
3
Households w/ children
1,358
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
12 of 23
PALM COAST SEC 35 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 15 BIRCHWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$314,900
104 BIRCHWOOD DRIVE · same community
3 bd · 2 ba · 1,312 sqft · $240/sqft · 178 DOM
Sold · Nov ’25$205,000
6 BIDDLE PLACE · same community
3 bd · 2 ba · 1,292 sqft · $159/sqft · 22 DOM
Sold · Dec ’25$262,500
7 BURTON PLACE · same community
3 bd · 2 ba · 1,274 sqft · $206/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15 BIRCHWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15 BIRCHWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15 BIRCHWOOD DRIVE FAQs
What would the monthly payment be for 15 BIRCHWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,302/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15 BIRCHWOOD DRIVE?+
The most recent tax bill on record (2025) was $805. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $327,900, this home is listed about 17% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 15 BIRCHWOOD DRIVE?+
Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS HOMES REALTY, INC · Cecilia Arita Mata. MLS #FC318526.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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