David Ramirez
$235,000$245,0003 bd2.5 ba1,547 sqft$152 /sqft$2,250 /mo all-in ↓

3690 CRESWICK CIRCLE UNIT B, ORANGE PARK, FL, 32065

Active71 days on marketListed May 12, 2026MLS #FC318464

Priced 39% below the ORANGE PARK 32065 medianReduced $10KFully furnishedTownhouseBRIAR OAK/OAKLEAF PLANTATION

About this home

3690 CRESWICK CIRCLE UNIT B

*3 bedroom, 2.5 bathroom townhome with an ideal layout for living and entertaining* *Convenient downstairs half bath for guests* *Spacious 1-car garage plus a long driveway for extra parking* *Located near the gated entrance for quick and easy community access* *Open-concept living room, dining room, and kitchen downstairs* *Brand new stainless steel kitchen appliances included* *All three bedrooms and two full bathrooms located upstairs for added privacy* *Oversized primary suite featuring a huge bathroom with dual vanities and a large walk-in closet* *One of the more unique and spacious-feeling floor plans in the community with 1,547 sq ft that lives much larger* *Hard surface flooring downstairs and matching hard floors in the upstairs bathrooms for a clean, modern feel* *Resort-style amenities including massive water parks with lagoon-style pools, water slides, aquatic playgrounds, fitness centers, tennis courts, basketball courts, playgrounds, dog parks, and walking trails* Welcome to this beautifully maintained townhome in the highly desirable Oakleaf area, offering a functional and spacious layout that perfectly blends comfort, convenience, and lifestyle. With 3 bedrooms, 2.5 bathrooms, and an open downstairs living space, this home is ideal for first-time buyers, growing families, or investors looking for a strong rental opportunity in one of Clay County's most amenity-rich communities. The downstairs features an inviting open-concept design with the living room flowing seamlessly into the dining area and kitchen, complete with brand new stainless steel appliances. Upstairs, all three bedrooms are thoughtfully positioned for privacy, including a generously sized primary suite with a massive bathroom, dual vanity sinks, and a large walk-in closet. This unique floor plan offers a much larger feel than the square footage suggests. Living in Oakleaf means access to incredible resort-style amenities that are hard to match. Residents enjoy massive water parks with lagoon-style pools, thrilling water slides, aquatic playgrounds, fitness centers, tennis courts, basketball courts, playgrounds, dog parks, and miles of biking and walking trails. The community also hosts regular events including Food Truck Fridays and movie nights, creating an active and connected neighborhood atmosphere. Outdoor enthusiasts will appreciate nearby parks, sports complexes, and the scenic Branan Field Wildlife Area for hiking and nature exploration. Shopping and dining are just minutes away at Oakleaf Town Center with hundreds of thousands of square feet of retail, restaurants, and entertainment options. Golf lovers will also enjoy being close to the renowned Eagle Landing Golf Club, featuring a championship-style course inspired by some of the world's most iconic golf holes, extensive practice facilities, and a full clubhouse experience. This is your opportunity to enjoy low-maintenance living with resort-style amenities in one of Northeast Florida's fastest growing and most sought-after communities.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,547

Sqft

0.05 ac

Lot size

1

Garage

2008

Year built

Two

Levels

$152

Per sqft

Furnished

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorOther · Walk-In Closet(s)
LaundryInside
CoolingCentral Air · Other
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesSouth
ExteriorLighting · Sliding Doors

Community & fees

HOA fee$197/mo
Taxes (2025)$4,863/yr
PetsNumber Limit
CommunityClubhouse · Dog Park · Fitness Center · Gated Community - No Guard · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,250 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property tax — 2025 actual bill$405
HOA fee — from the listing$197
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,225
Interest rate6.00%
Loan term

Estimated payment

$2,250/mo

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property taxes (actual bill)$405
HOA / condo fee$197
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Orange Park

Map of 3690 CRESWICK CIRCLE UNIT B

Get to know Orange Park. See the full Orange Park guide →

ORANGE PARK 32065 — neighborhood snapshot

Population

40,366

Median age

36.5

Median income

$92,842

Median home value

$278,500

Avg household

2.87

Households w/ children

6,007

For the school run

Clay County School District

HighOakleaf High School★★★★
MiddleOakleaf Junior High★★★★
ElementaryDiscovery Oaks Elementary★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orange Park market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$340K$409K

Orange Park median sold, yr/yr

98.9%

Sale-to-list ratio (12 mo)

Median sold price, Orange Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% below the ORANGE PARK 32065 median. See the full Orange Park market guide →

Paper trail

This home's history

CurrentPrice reduced to $235,000 $10K
May 12, 2026Listed at $245,000 · 71 days on market since
2008Built · BRIAR OAK/OAKLEAF PLANTATION

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3690 CRESWICK CIRCLE UNIT B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3690 CRESWICK CIRCLE UNIT B — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3690 CRESWICK CIRCLE UNIT B FAQs

What would the monthly payment be for 3690 CRESWICK CIRCLE UNIT B?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,250/mo — principal and interest, the actual property-tax bill, the $197/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3690 CRESWICK CIRCLE UNIT B?+

The association fee works out to $197 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3690 CRESWICK CIRCLE UNIT B?+

The most recent tax bill on record (2025) was $4,863. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3690 CRESWICK CIRCLE UNIT B?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orange Park?+

At $235,000, this home is listed about 33% below the Orange Park median of $351,750. The market section on this page shows how the area is trending.

Which schools are assigned to 3690 CRESWICK CIRCLE UNIT B?+

Oakleaf High School (high), Oakleaf Junior High (middle), Discovery Oaks Elementary (elementary) — Clay County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the ORANGE PARK 32065 market on paper

$235,000 is 39% below the ORANGE PARK 32065 median of $385,990, and at $152/sqft it sits under the Orange Park average of $184.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Strong assigned schools

Oakleaf High School, Oakleaf Junior High, Discovery Oaks Elementary — Oakleaf High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $245,000, now $235,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ST. JOHNS · Christina Welch. MLS #FC318464.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3690 CRESWICK CIRCLE UNIT B, ORANGE PARK, FL — 3 Bed, 2.5 Bath — $235,000 | CENTURY 21 Edge