165 AVENUE DE LA MER UNIT 402, PALM COAST, FL, 32137
Active87 days on marketListed May 12, 2026MLS #FC318435
About this home
165 AVENUE DE LA MER UNIT 402
Experience an Exclusive Coastal Condo retreat located in the prestigious, gated, oceanfront community of Hammock Dunes. This Casa Bella Condo is a spacious condo, resembling a single-family residence but with a low maintenance lifestyle and peaceful views of the Atlantic Ocean. Each building is designed with only 3 residences in each building and a private 2 car garage. This 2nd floor unit has high interior ceilings (10'6"), 3 bedroom, 2 1/2 bath plus a front cozy deck off family room and extra-large rear lanai off living room and dining room (618 sq ft) plus a screened sun deck facing a lovely pond with fountain. The primary suite is located separately with spacious bathroom for comfort and privacy from the guest bedrooms. A well-planned layout offers seamless flow between family room, kitchen, dining and living room with direct access to large deck area. Recent upgrades include: AC replaced in 2023, water heater in 2025 and new dishwasher 2026. Casa Bella Residents can enjoy exclusive access to the Casa Bella Private Pool Pavillion located just steps away next to pond has a pool, spa, fitness room and outdoor grilling area. Residents of Hammock Dunes also have the 24-hour security included is a private beach walkover just minutes away to walk and enjoy the remarkable sandy shoreline. To further elevate the Hammock Dunes lifestyle, membership to the Hammock Dunes Club is available offering a superior member experience. Featuring an Oceanfront clubhouse as well as a l "Low Country" clubhouse with formal and casual dining options, 2 Audubon-certified golf courses by legendary designers Tom Fazio and Rees Jones, a 5000 sq ft ocean view fitness center, Ocean front pool complex, playground, splash pad, tennis courts, pickle ball, croquet, bocce and more.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,463
Sqft
0.22 ac
Lot size
2
Garage
2007
Year built
Three Or More
Levels
$263
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,422 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,422/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−45%
$/sqft vs Palm Coast actives
$263 vs $222
Days on market
87 vs 50 typical
Where $263/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hammock Dunes
Get to know Palm Coast. See the full Palm Coast guide →
Hammock Dunes — neighborhood snapshot
Population
1,391
Median age
65
Median income
$121,250
Median home value
$772,500
Avg household
2
Households w/ children
31%
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
185 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 165 AVENUE DE LA MER UNIT 402
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$605,000
20 N PARK CIRCLE
4 bd · 2 ba · 2,447 sqft · $247/sqft · 12 DOM
Sold · Aug ’25$1,150,000
44 N WATERVIEW DRIVE
3 bd · 3 ba · 2,558 sqft · $450/sqft · 3 DOM
Sold · Oct ’25$600,000
9 N PARK LANE
3 bd · 2.5 ba · 2,330 sqft · $258/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 165 AVENUE DE LA MER UNIT 402 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 165 AVENUE DE LA MER UNIT 402 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
165 AVENUE DE LA MER UNIT 402 FAQs
What would the monthly payment be for 165 AVENUE DE LA MER UNIT 402?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,422/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 165 AVENUE DE LA MER UNIT 402?+
The most recent tax bill on record (2025) was $6,204. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 165 AVENUE DE LA MER UNIT 402?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $649,000, this home is listed about 62% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 165 AVENUE DE LA MER UNIT 402?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$649,000 runs 69% above the PALM COAST 32137 median — but at 2,463 sqft it's also 30% larger than the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of VENTURE DEVELOPMENT REALTY,INC · Peggy Krantz. MLS #FC318435.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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