David Ramirez
$299,0002 bd2 ba1,065 sqft$281 /sqft$3,134 /mo all-in ↓

80 RIVERVIEW BEND S UNIT 821, PALM COAST, FL, 32137

Active76 days on marketListed May 9, 2026MLS #FC318427

Priced 21% below the PALM COAST 32137 medianCondominiumTIDELANDS

About this home

80 RIVERVIEW BEND S UNIT 821

Perched on the top floor for ultimate privacy, this beautifully maintained turnkey townhome in Tidelands offers stunning south-facing lake, fountain, and gazebo views that fill the home with natural light from the entry, living area, screened lanai, and both bedrooms, so much so you’ll rarely need lights during the day. Sold fully furnished with coastal-inspired white bedroom furnishings, this spacious open-concept layout features a bright kitchen, dining and living area with queen sleeper sofa for additional guest space, a bonus desk niche overlooking peaceful greenspace, inside laundry, guest bedroom and bath, plus a private primary suite with walk-in closet and ensuite bath with window. The ground-floor entry includes storage and direct access to the one-car garage, both perfectly positioned to greet you with tranquil water views each time you come and go. Enjoy resort-style living with gated security, onsite management, two pools including a heated clubhouse pool and ICW pool with cabanas, over 4 miles of scenic walking and biking paths, more than a mile of lighted Intracoastal frontage, fitness center, tennis, pickleball, basketball, fishing, billiards, social events and more, all just 7 minutes to Jungle Hut Park beach access and moments from the Sunday market at European Village. Discover the jewel of Palm Coast waterfront living.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,065

Sqft

0.22 ac

Lot size

1

Garage

2006

Year built

Two

Levels

$281

Per sqft

Water viewTurnkey

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · High Ceilings · In Wall Pest System · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Pest Guard System · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationBlock · Slab
ViewWater
FacesSouth
ParkingCovered · Deeded · Driveway · Garage Door Opener · Ground Level · Guest · Off Street · Open
ExteriorBalcony · Basketball Court · Gray Water System · Lighting · Outdoor Grill · Private Entrance · Private Mailbox · Rain Gutters · Sidewalk · Tennis Court(s)

Community & fees

HOA fee$800/mo
Taxes (2025)$3,383/yr
PetsCats OK, Dogs OK
CommunityDock · Fishing · Intracoastal Waterway · Lake · Water Access · Waterfront · Clubhouse · Community Mailbox · Fitness Center · Gated Community - No Guard · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,134 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$282
Condo fee — from the listing$800
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$3,134/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$282
HOA / condo fee$800
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $299K
$191KedgeAI estimate $213,632 · range $199K$220K$311K

vs edgeAI estimate

+40%

$/sqft vs TIDELANDS

$281 vs $229

Days on market

76 vs 47 typical

Where $281/sqft sits among the 6 homes for sale in TIDELANDS

1
1
2
1
0
1 · this home
$183–200$200–216$216–232$232–248$248–265$265+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Map of 80 RIVERVIEW BEND S UNIT 821 inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Palm Harbor — neighborhood snapshot

Population

16,621

Median age

57

Median income

$73,524

Median home value

$373,781

Avg household

2

Households w/ children

1,152

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

3 of 6

TIDELANDS have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% below the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

May 9, 2026Listed at $299,000 · 76 days on market since
2006Built · TIDELANDS

Reality check

What actually sold near 80 RIVERVIEW BEND S UNIT 821

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

45 RIVERVIEW BEND S UNIT 1937Sold · Aug ’25

$255,000

45 RIVERVIEW BEND S UNIT 1937 · same community

2 bd · 2 ba · 1,115 sqft · $229/sqft · 109 DOM

35 RIVERVIEW BEND S UNIT 1827Sold · Jul ’26

$217,800

35 RIVERVIEW BEND S UNIT 1827 · same community

2 bd · 2 ba · 1,115 sqft · $195/sqft · 122 DOM

55 RIVERVIEW BEND S UNIT 2011Sold · Oct ’25

$277,000

55 RIVERVIEW BEND S UNIT 2011 · same community

2 bd · 2 ba · 1,115 sqft · $248/sqft · 110 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 80 RIVERVIEW BEND S UNIT 821 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 80 RIVERVIEW BEND S UNIT 821 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

80 RIVERVIEW BEND S UNIT 821 FAQs

What would the monthly payment be for 80 RIVERVIEW BEND S UNIT 821?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,134/mo — principal and interest, the actual property-tax bill, the $800/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 80 RIVERVIEW BEND S UNIT 821?+

The association fee works out to $800 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 80 RIVERVIEW BEND S UNIT 821?+

The most recent tax bill on record (2025) was $3,383. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 80 RIVERVIEW BEND S UNIT 821?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $299,000, this home is listed about 24% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 80 RIVERVIEW BEND S UNIT 821?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PALM COAST 32137 market on paper

$299,000 is 21% below the PALM COAST 32137 median of $379,900.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $800/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX SELECT PROFESSIONALS · Michelle Dahl. MLS #FC318427.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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