130 OCEAN HIBISCUS DRIVE UNIT 204, ST AUGUSTINE, FL, 32080
Active72 days on marketListed May 12, 2026MLS #FC318381
About this home
130 OCEAN HIBISCUS DRIVE UNIT 204
Welcome to your perfect beach getaway and investment opportunity! This fantastic 2-bedroom, 2-bath second-floor condo offers the ideal blend of coastal living and income potential with short term rentals and Airbnb allowed. Enjoy resort-style amenities including 3 different pools, a relaxing hot tub, tennis courts, BBQ and entertaining areas, plus private beach access complete with a gazebo where you can sit back and enjoy the ocean breeze and beautiful views. Located approximately 8 miles from the Historic District of St. Augustine, you will have easy access to some of the area’s best attractions including Castillo de San Marcos, St. George Street, incredible local restaurants, shopping, live music, museums, and waterfront dining. Whether you enjoy history, nightlife, boating, or exploring charming local shops, there is always something to do nearby. The beaches in this area are some of the most beautiful in Northeast Florida, known for their wide sandy shoreline, relaxing atmosphere, and great spots for walking, biking, surfing, fishing, and shell collecting. Spend your mornings watching the sunrise and your evenings enjoying the cool ocean breeze right from the community beach access. Whether you are looking for a vacation home, full-time residence, or income-producing property, this condo checks all the boxes. With strong short term rental potential, there is an incredible opportunity to generate income while owning a slice of paradise. This is a fantastic deal in a highly desirable beachside community and the seller is motivated. Don’t miss your chance to own this coastal retreat!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
973
Sqft
0 ac
Lot size
1985
Year built
One
Levels
$334
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,082 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,082/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.2%
Days on market
72 vs 39 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32080 — neighborhood snapshot
Population
21,368
Median age
58.3
Median income
$91,201
Median home value
$497,500
Avg household
2.06
Households w/ children
1,323
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the ST AUGUSTINE 32080 median. See the full St Augustine market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 130 OCEAN HIBISCUS DRIVE UNIT 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 130 OCEAN HIBISCUS DRIVE UNIT 204 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
130 OCEAN HIBISCUS DRIVE UNIT 204 FAQs
What would the monthly payment be for 130 OCEAN HIBISCUS DRIVE UNIT 204?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,082/mo — principal and interest, the actual property-tax bill, the $546/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 130 OCEAN HIBISCUS DRIVE UNIT 204?+
The association fee works out to $546 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 130 OCEAN HIBISCUS DRIVE UNIT 204?+
The most recent tax bill on record (2025) was $3,834. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 130 OCEAN HIBISCUS DRIVE UNIT 204?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $325,000, this home is listed about 26% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 130 OCEAN HIBISCUS DRIVE UNIT 204?+
Gamble Rogers Middle School (middle), W. Douglas Hartley Elementary (elementary), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST AUGUSTINE 32080 market on paper
$325,000 is 46% below the ST AUGUSTINE 32080 median of $599,500.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $546/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Gamble Rogers Middle School, W. Douglas Hartley Elementary, Pedro Menendez High School, Mky- Head Start /Dpp Pk School, First Coast Technical College — W. Douglas Hartley Elementary rates 4 of 5. Always verify assignments with the district.
Listing courtesy of FLORIDA BEACHES REAL ESTATE · Tony Garren. MLS #FC318381.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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