216 HARBOR VILLAGE POINT N, PALM COAST, FL, 32137
Active95 days on marketListed May 6, 2026MLS #FC318361
About this home
216 HARBOR VILLAGE POINT N
This exceptional homesite in Yacht Harbor offers the perfect setup for boating enthusiasts, complete with a private dock and high-capacity boat lift. The lift measures approximately 15’ x 36’ and features a 20,000 lb capacity, designed to accommodate a wide range of vessels with ease. The low-profile configuration allows for convenient access while maintaining a clean, unobstructed waterfront view. The dock is fully equipped with a power pedestal providing dual 30-amp, 125-volt service—ideal for keeping your boat powered and ready to go. A dedicated freshwater connection is also in place, making washdowns and maintenance simple and convenient. Whether you’re heading out for a day on the water or enjoying sunset views from your dock, this property offers a seamless blend of functionality and coastal lifestyle. Located within the waterfront marina community of Yacht Harbor Village, residents enjoy convenient access to the Intracoastal Waterway and are just moments from the community marina. The property is also located near two of the area’s well-known private club communities, Hammock Beach Resort and Hammock Dunes Club, offering nearby golf, beach, and social amenities through separate memberships. This property combines waterfront living, thoughtful dock design, and a location that captures the essence of the Intracoastal lifestyle. (This dock has been serviced & recently inspected. It's in great working condition.)
Facts & features
The home at a glance
0.11 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,284 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,284/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 216 HARBOR VILLAGE POINT N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$140,000
8 LAKE FOREST PLACE UNIT 8
2 bd · 1 ba · 801 sqft · $175/sqft · 101 DOM
Sold · Mar ’26$169,000
6 GREENBRIAR COURT UNIT 6
1 bd · 1.5 ba · 912 sqft · $185/sqft · 5 DOM
Sold · Jan ’26$185,500
24 MID PINES CIRCLE UNIT 24
2 bd · 2 ba · 950 sqft · $195/sqft · 625 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 216 HARBOR VILLAGE POINT N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 216 HARBOR VILLAGE POINT N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
216 HARBOR VILLAGE POINT N FAQs
What would the monthly payment be for 216 HARBOR VILLAGE POINT N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,284/mo — principal and interest, the actual property-tax bill, the $307/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 216 HARBOR VILLAGE POINT N?+
The association fee works out to $307 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 216 HARBOR VILLAGE POINT N?+
The most recent tax bill on record (2025) was $2,136. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 216 HARBOR VILLAGE POINT N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $259,000, this home is listed about 35% below the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 216 HARBOR VILLAGE POINT N?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$259,000 is 33% below the PALM COAST 32137 median of $384,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $268,000, now $259,000 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SELECT PROFESSIONALS · Crystal Cain. MLS #FC318361.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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