105 PALMWOOD DRIVE, PALM COAST, FL, 32164
Active90 days on marketListed May 7, 2026MLS #FC318347
About this home
105 PALMWOOD DRIVE
Under Construction. $1,000 escrow deposit and when using one of our lender partners, we will pay a portion of closing costs. Saving thousands of dollars at the closing table. Imagine starting your morning in Palm Coast, coffee in hand, just minutes from the beach, then coming home to a space you’ve made entirely your own. With 1,755 square feet, 4 bedrooms, and 2 baths, there’s room here to create the lifestyle you’ve been wanting. The kitchen features granite countertops that carry seamlessly into the bathrooms, creating a cohesive, upscale feel. The living areas offer a welcoming backdrop for both quiet evenings and lively gatherings with friends and family. A flexible layout adapts to your needs—whether it’s a home office, guest retreat, or space to grow. Here’s the value: No HOA and No CDD fees, giving you more freedom and fewer monthly expenses, all in a location close to shopping, walking trails, and everything that makes coastal living so desirable. Ask about our current promos and CASH buyers discount. **Photos are not of the actual home and are for illustration purposes only. Finishes/colors may vary from photos**
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,760
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,442 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,442/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs SOUTHWEST QUADRANT PH 01-04
$198 vs $217
Days on market
90 vs 52 typical
Where $198/sqft sits among the 11 homes for sale in SOUTHWEST QUADRANT PH 01-04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belle Terre
Get to know Palm Coast. See the full Palm Coast guide →
Belle Terre — neighborhood snapshot
Population
5,687
Median age
48
Median income
$62,936
Median home value
$295,367
Avg household
3
Households w/ children
517
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
3 of 11
SOUTHWEST QUADRANT PH 01-04 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 105 PALMWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$245,000
39 PERTHSHIRE LANE · same community
3 bd · 2 ba · 1,764 sqft · $139/sqft · 0 DOM
Sold · May ’26$340,000
31 PALM LEAF LANE · same community
4 bd · 2 ba · 1,806 sqft · $188/sqft · 2 DOM
Sold · Feb ’26$385,000
74 PLAIN VIEW DRIVE · same community
3 bd · 2 ba · 1,704 sqft · $226/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 105 PALMWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 105 PALMWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
105 PALMWOOD DRIVE FAQs
What would the monthly payment be for 105 PALMWOOD DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,442/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 105 PALMWOOD DRIVE?+
The most recent tax bill on record (2025) was $945. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 105 PALMWOOD DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $348,100, this home is listed about 13% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 105 PALMWOOD DRIVE?+
Lewis E. Wadsworth Elementary (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS HOMES REALTY, INC · Cecilia Arita Mata. MLS #FC318347.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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