1807 N CENTRAL AVENUE, FLAGLER BEACH, FL, 32136
Active79 days on marketListed May 6, 2026MLS #FC318343
Come see it
Upcoming open house
Sat, Jul 25
11:00 AM – 3:00 PM
About this home
1807 N CENTRAL AVENUE
Step into a rare blend of Old Florida charm and modern coastal luxury in this extensively improved three-story Flagler Beach pool home. Showcasing sweeping views of both the Atlantic Ocean and the Intracoastal Waterway, this 5-bedroom, 4-bathroom estate delivers a lifestyle defined by elegance, comfort, and refined design. From the moment you enter, the home reveals its distinctive character—classic shiplap detailing and architectural touches that evoke a relaxed coastal cottage aesthetic, seamlessly paired with modern furnishings, designer lighting, upscale and smart home finishes. The result is a home that feels both timeless and effortlessly sophisticated. Sunlight pours through expansive windows and etched glass French doors, highlighting hardwood floors upstairs, ceramic tile, and open inviting spaces throughout. The top two levels offer screened-in porches, perfect for capturing ocean breezes by day and stunning Intracoastal sunsets by evening. Designed for both entertaining and everyday luxury, the outdoor living experience is unmatched. Enjoy a brand-new custom heated and chilled pool (2025), a private outdoor shower, and a thoughtfully designed dog run (don't forget Flagler's "dog friendly" beaches), all complemented by a new retaining wall for added peace of mind. Also, surrounded by newly placed tropical style landscape. With generous storage throughout and a layout that balances openness with privacy, this home is ideal as a primary residence, luxury beach retreat, or high-end investment property. Complete with a whole house generator and propane tanks, to provide confidence with rare power outages. Also, noted storm shutters for added stress free living. This is more than a home—it’s a coastal sanctuary where classic Florida style meets modern sophistication. This home is located in a golf cart friendly community where residence can easily cruise to nearby restaurants, cafes and boutique shops. Enjoy the relaxed coastal lifestyle with everyday conveniences dining and entertainment just a short distance away. All within the charm of Flagler Beach's small, laid back atmosphere. This is a rare opportunity to own a move-in ready home with extensive upgrades in desirable Flagler Beach. "If you're lucky enough to live in Flagler Beach then you're lucky enough." If you're lucky enough to live in this house in Flagler Beach then you're winning life.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
2,976
Sqft
0.36 ac
Lot size
2
Garage
2002
Year built
Three Or More
Levels
$437
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,305 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,305/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Flagler Beach actives
$437 vs $315
Days on market
79 vs 68 typical
Where $437/sqft sits among the 126 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
60 of 126
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 189% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1807 N CENTRAL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$1,200,000
6627 DOLPHIN COVE DRIVE · same community
4 bd · 3.5 ba · 2,826 sqft · $425/sqft · 46 DOM
Sold · Sep ’25$900,000
1811 N CENTRAL AVENUE · same community
4 bd · 4 ba · 2,739 sqft · $329/sqft · 137 DOM
Sold · Nov ’25$986,000
6509 DOLPHIN COVE DRIVE · same community
4 bd · 3.5 ba · 2,699 sqft · $365/sqft · 177 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1807 N CENTRAL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1807 N CENTRAL AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1807 N CENTRAL AVENUE FAQs
What would the monthly payment be for 1807 N CENTRAL AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,305/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1807 N CENTRAL AVENUE?+
The most recent tax bill on record (2025) was $19,726. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Flagler Beach?+
At $1,299,900, this home is listed about 124% above the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1807 N CENTRAL AVENUE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,299,900 runs 189% above the FLAGLER BEACH 32136 median — but at 2,976 sqft it's also 45% larger than the typical Flagler Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of STILES REAL ESTATE CO. · Faith Stiles. MLS #FC318343.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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