David Ramirez
$569,9993 bd2 ba1,942 sqft$294 /sqft$4,409 /mo all-in ↓

5 SANDPIPER COURT, PALM COAST, FL, 32137

Active88 days on marketListed May 11, 2026MLS #FC318187

WaterfrontSingle Family ResidenceGRAND HAVEN

About this home

5 SANDPIPER COURT

Situated on a premier lot, this stunning Seagate Custom home offers 360-degree water views, a peaceful lakefront setting, and no neighbor to the north giving you privacy that is truly hard to find. Every inch of this home has been thoughtfully renovated. The kitchen features professionally painted cabinetry, new countertops, and a new sink and faucet, while updated bathrooms with professionally painted vanities, new mirrors, and new faucets, fresh interior paint, and new flooring carry the polished finish throughout. Architectural details including tray ceilings, crown molding, plantation shutters, and a beautifully redone fireplace mantle add character at every turn. Step outside through the French doors to a screened sitting area where you can take in water views year-round. The garage features insulated doors and a bonus storage space above with stair access, a rare and practical find. Just a short stroll down Marlin Drive puts you at the Creekside Amenity Center, and Grand Haven's two world-class clubhouses have resort-style living with pools, jacuzzis, fitness centers, seven tennis courts, four pickleball courts, two bocce lanes, two basketball courts, and a beautifully renovated waterfront restaurant. A two-mile Intracoastal walking path ties it all together. Purchasing this property grants the buyer(s) a 30 day trial membership to Grand Haven Golf Club located centrally within the community. Beyond the gates, you are approximately 8 to 10 minutes from Flagler Beach and just 5 minutes from Publix, dining, and everyday conveniences. One of the best locations in all of Flagler County.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,942

Sqft

0.19 ac

Lot size

2

Garage

2013

Year built

One

Levels

$294

Per sqft

WaterfrontFireplaceWater viewNegotiablePets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorSolid Surface Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingOversized
ExteriorHurricane Shutters · Irrigation System · Lighting

Community & fees

HOA fee$15/mo
Taxes (2025)$11,335/yr
PetsYes
CommunityDock · Pool · Special Community Restrictions

Utilities & systems

UtilitiesPublic · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,409 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,076
PMI (est., until 20% equity)$214
Property tax — 2025 actual bill$945
HOA fee — from the listing$15
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,000
Interest rate6.00%
Loan term

Estimated payment

$4,409/mo

Principal & interest$3,076
PMI (est., until 20% equity)$214
Property taxes (actual bill)$945
HOA / condo fee$15
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $570K
$444KedgeAI estimate $482,923 · range $463K$524K$593K

vs edgeAI estimate

+18%

$/sqft vs GRAND HAVEN

$294 vs $248

Days on market

88 vs 50 typical

Where $294/sqft sits among the 18 homes for sale in GRAND HAVEN

12
4 · this home
1
0
0
1
$212–256$256–299$299–343$343–386$386–430$430+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Grand Haven

Map of 5 SANDPIPER COURT inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Grand Haven — neighborhood snapshot

Population

3,308

Median age

65

Median income

$88,771

Median home value

$468,511

Avg household

2

Households w/ children

182

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
MiddleIndian Trails Middle School★★★★★
HighMatanzas High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$355K$361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

10 of 18

GRAND HAVEN have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

May 11, 2026Listed at $569,999 · 88 days on market since
2013Built · GRAND HAVEN

Reality check

What actually sold near 5 SANDPIPER COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6 PLAYERS CIRCLESold · Mar ’26

$530,000

6 PLAYERS CIRCLE · same community

3 bd · 2 ba · 1,973 sqft · $269/sqft · 27 DOM

22 CROSSTIE COURTSold · Nov ’25

$425,000

22 CROSSTIE COURT · same community

2 bd · 2 ba · 1,989 sqft · $214/sqft · 31 DOM

15 VILLAGE VIEW DRIVESold · Sep ’25

$415,000

15 VILLAGE VIEW DRIVE · same community

3 bd · 3 ba · 2,017 sqft · $206/sqft · 382 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5 SANDPIPER COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5 SANDPIPER COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

5 SANDPIPER COURT FAQs

What would the monthly payment be for 5 SANDPIPER COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,409/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5 SANDPIPER COURT?+

The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5 SANDPIPER COURT?+

The most recent tax bill on record (2025) was $11,335. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5 SANDPIPER COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $569,999, this home is listed about 43% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5 SANDPIPER COURT?+

Old Kings Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$569,999 runs 49% above the PALM COAST 32137 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Old Kings Elementary School, Indian Trails Middle School, Matanzas High School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of GRAND LIVING REALTY · David Boettger. MLS #FC318187.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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