23 RAMROCK LANE, PALM COAST, FL, 32164
Active95 days on marketListed Apr 27, 2026MLS #FC318090
About this home
23 RAMROCK LANE
Under Construction. This home is under construction. $1,000 escrow deposit and when using one of our lender partners, we will pay a portion of closing costs. Saving thousands of dollars at the closing table. Our 1540 floor plan is a symphony of modern elegance and effortless living, crafted for families who crave openness without sacrificing intimacy. Spanning 1,540 square feet of thoughtfully designed space, it unfolds like a welcoming embrace, blending sunlit expanses with cozy retreats. At its heart lies a grand great room, where the kitchen, dining, and living areas dance in harmonious flow. Vaulted ceilings soar overhead, drawing the eye upward and flooding the space with natural light through expansive windows. The kitchen shines as the star—a sleek island anchors meal prep and casual gatherings, flanked by glossy cabinetry and stainless appliances that whisper efficiency and style. Adjacent is the dining nook glows with warmth, perfect for lingering over shared stories. Tucked away for privacy, the owner's suite is a serene sanctuary: a spacious bedroom with room for a king-sized haven, opening to a spa-like bath featuring dual vanities and a generous walk-in closet that keeps life organized and indulgent. Two additional bedrooms flank a full bath, each a bright haven for rest or play, while a versatile flex space near the entry hints at home office vibes or a quiet reading nook. Outside, a patio extends the magic, blurring indoor and outdoor realms for al fresco evenings under the stars. With its smart layout, flexible nooks, and timeless appeal, the 1540 isn't just a home—it's a canvas for memories, where every corner invites joy and connection. As always, we feature all-brick exteriors, energy-efficient components, and pest-defense systems. $1,000 escrow deposit and when using one of our lender partners, we will pay a portion of closing costs. Saving thousands of dollars at the closing table. Come and take a look today and make this your beautiful, brand-new home! (pictures may not be of actual home)
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,540
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$218
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,330 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,330/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
$/sqft vs PALM COAST
$218 vs $200
Days on market
95 vs 47 typical
Where $218/sqft sits among the 13 homes for sale in PALM COAST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lehigh Woods
Get to know Palm Coast. See the full Palm Coast guide →
Lehigh Woods — neighborhood snapshot
Population
13,339
Median age
44
Median income
$69,773
Median home value
$292,425
Avg household
3
Households w/ children
1,584
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
2 of 13
PALM COAST have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 23 RAMROCK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$300,000
28 PEPPER LANE · same community
3 bd · 2 ba · 1,570 sqft · $191/sqft · 5 DOM
Sold · Mar ’26$315,000
48 BRADMORE LANE · same community
4 bd · 2 ba · 1,574 sqft · $200/sqft · 28 DOM
Sold · Sep ’25$307,990
14 PATCHOGUE PLACE · same community
4 bd · 2 ba · 1,574 sqft · $196/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 23 RAMROCK LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23 RAMROCK LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
23 RAMROCK LANE FAQs
What would the monthly payment be for 23 RAMROCK LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,330/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 23 RAMROCK LANE?+
The most recent tax bill on record (2026) was $527. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $335,900, this home is listed about 15% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 23 RAMROCK LANE?+
Rymfire Elementary School (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS HOMES REALTY, INC · Anne Fluegel. MLS #FC318090.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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