David Ramirez
Pending
$1,499,0003 bd3.5 ba2,815 sqft$533 /sqft$9,064 /mo all-in ↓

2946 N OCEAN SHORE BOULEVARD, FLAGLER BEACH, FL, 32136

Pending89 days on marketListed Apr 29, 2026MLS #FC318067

New constructionSingle Family ResidenceSEASIDE MANOR SUB

About this home

2946 N OCEAN SHORE BOULEVARD

This newly constructed three-story coastal residence is a rare opportunity to own a home that not only captures ocean views, but is built with a level of engineering, durability, and intentional craftsmanship that is seldom found in today's coastal construction. Located just steps from deeded beach access, the home blends elevated living with long term performance and flexibility. Modern, aesthetically on point, and remarkable on every level, both in design and construction. Constructed entirely of block with poured concrete reinforcement approximately every 14 inches across all levels, this home was designed from the ground up for strength and longevity. The exterior is further enhanced by a specialty aluminum standing seam roof by Sunnyland, a premium upgrade well beyond standard materials, along with impact and wind rated hurricane windows designed for enhanced coastal protection. Smart Guard custom shutters protect all first-floor openings and additional upper-level sliders, with full hurricane shutter coverage providing added security and peace of mind during extended absences. Full spray foam insulation throughout all walls, ceilings, floors, and even floor joists create a tightly sealed, energy efficient environment while also contributing to interior comfort and sound control. Inside, the home offers a seamless balance of functionality and refined finishes. A private elevator services all three levels, complementing a wide custom oak staircase and making the home fully accessible. Each of the three bedrooms is designed as a private en suite, featuring wheelchair accessible wet room bathrooms with walk in rain showers, custom Italian finishes, and thoughtful design throughout. The primary suite is further elevated by a freestanding soaking tub and upgraded features including Bluetooth enabled exhaust fan lighting and audio. The main living areas are designed to maximize light, openness, and connection to the coastal surroundings. Expansive slider windows invite natural light while framing the views. Sweeping ocean views extend from the main living areas and primary suite, complemented by expansive balconies that span the full ocean-facing façade, including a full-width private balcony off the primary suite. Multiple Trex balconies with custom railings offer elevated outdoor living and ocean view vantage points across the second and third levels. The kitchen reflects both form and function, with custom cabinetry including pull out interior drawers, quartz countertops, Bosch appliances, an induction cooktop, built in organizational systems, and dedicated hidden appliance storage for a clean, intentional look. Italian tile on the first floor is installed over a Schluter Systems uncoupling and waterproofing system, an advanced installation method designed to help reduce the risk of cracking and promote long term durability. Additional systems and features continue the theme of quality construction and livability, including three independent HVAC systems with dehumidifier settings, a 300-amp dual panel electrical service, whole house water filtration, integrated security cameras, and a fully finished oversized garage with dual impact doors, Wi-Fi openers, and secondary access. Motorized garage door openers include extended interior lighting, providing added visibility and functionality within the garage space. The garage and exterior surfaces are finished with a durable polyaspartic coating, and additional utility features

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,815

Sqft

0.37 ac

Lot size

2

Garage

2026

Year built

Three Or More

Levels

$533

Per sqft

Inside

FlooringLuxury Vinyl · Marble
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer
InteriorElevator · PrimaryBedroom Upstairs · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air · Zoned
HeatingElectric · Heat Pump · Zoned

Outside & construction

RoofMetal
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ExteriorOther

Community & fees

Taxes (2025)$3,044/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,064 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,089
PMI (est., until 20% equity)$562
Property tax — 2025 actual bill$254
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,900
Interest rate6.00%
Loan term

Estimated payment

$9,064/mo

Principal & interest$8,089
PMI (est., until 20% equity)$562
Property taxes (actual bill)$254
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.5M
$650KedgeAI estimate $1,010,473 · range $677K$1.6M$1.7M

vs edgeAI estimate

+48.3%

Days on market

89 vs 68 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flagler Beach

Map of 2946 N OCEAN SHORE BOULEVARD

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$517K$525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 241% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

Apr 29, 2026Listed at $1,499,000 · 89 days on market since
2026Built · SEASIDE MANOR SUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2946 N OCEAN SHORE BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2946 N OCEAN SHORE BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2946 N OCEAN SHORE BOULEVARD FAQs

What would the monthly payment be for 2946 N OCEAN SHORE BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,064/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2946 N OCEAN SHORE BOULEVARD?+

The most recent tax bill on record (2025) was $3,044. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Flagler Beach?+

At $1,499,000, this home is listed about 158% above the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2946 N OCEAN SHORE BOULEVARD?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SIMPLY REAL ESTATE · Deana Frechette. MLS #FC318067.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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