28 FALLWOOD LANE, PALM COAST, FL, 32137
Active99 days on marketListed Apr 22, 2026MLS #FC317859
About this home
28 FALLWOOD LANE
Nice HIGH and dry lot located in desirable F section of Palm Coast located east of I-95. Conveniently located a short drive to schools: 2.2 miles Matanzas High School; 2.8 miles to Island walk Shopping Center, Banks and restaurants. Near by walking / jogging trails. Quick access to I-95 for an easy 30 min commute North to historic Saint Augustine or 30 min South to World famous Daytona Beach. Palm Coast is centrally located just over an hour to Jacksonville ( North) or Southwest to Orlando. Last but not least the Atlantic Beaches are only 5.1 mile away. Do not miss this opportunity to purchase this lot and build your Florida dream home. No HOA or CDD!!
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$782 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$782/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 28 FALLWOOD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$399,000
23 FALLON LANE · same community
3 bd · 2 ba · 1,490 sqft · $268/sqft · 8 DOM
Sold · Jun ’26$330,000
23 FENIMORE LANE · same community
3 bd · 2 ba · 1,539 sqft · $214/sqft · 36 DOM
Sold · Nov ’25$285,000
17 FAIRCASTLE LANE · same community
3 bd · 2 ba · 1,606 sqft · $177/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 28 FALLWOOD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 28 FALLWOOD LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
28 FALLWOOD LANE FAQs
What would the monthly payment be for 28 FALLWOOD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $782/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 28 FALLWOOD LANE?+
The most recent tax bill on record (2025) was $1,017. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $84,900, this home is listed about 79% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 28 FALLWOOD LANE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$84,900 is 78% below the PALM COAST 32137 median of $384,900.
02Time on market is leverage
99 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES · Ana Medeiros. MLS #FC317859.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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