David Ramirez
$150,000$165,0002 bd2 ba1,035 sqft$145 /sqft$1,376 /mo all-in ↓

4600 E MOODY BOULEVARD UNIT 12F, BUNNELL, FL, 32110

Active88 days on marketListed Apr 23, 2026MLS #FC317850

Priced 47% below the BUNNELL 32110 medianReduced $15KCondominiumPALM POINTE 1

About this home

4600 E MOODY BOULEVARD UNIT 12F

Welcome to this beautifully maintained 2 bed/2 bath condo that offers the perfect blend of comfort, convenience and easy Florida living. Only 6 miles to Flagler Beach!!! Move In Ready, with a fresh coat of paint and newer laminate flooring (2023) it's light-filled open space design feels both airy and cozy while the layout flows effortlessly. The kitchen is perfectly positioned for both functionality and connection, so you’re never far from the action. Relax in your spacious Master suite that offers a generous walk-in closet and private bath with ceramic tile shower. Enjoy morning coffee or evening meals on your private balcony to start the day or for entertaining guests. Water filtration system and Washer & Dryer are included. Palm Pointe offers amenities including a Large Clubhouse with a Community Pool and Spa, Fitness Center, an outdoor picnic area for grilling, and Volleyball court. Don't wait to make this property your new home or smart investment.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,035

Sqft

0.03 ac

Lot size

2005

Year built

Two

Levels

$145

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationBlock
FacesWest
ExteriorBalcony · Courtyard · Private Entrance · Sidewalk · Sliding Doors

Community & fees

HOA fee$208/mo
Taxes (2025)$699/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,376 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$883
FHA mortgage insurance (est.)$66
Property tax — 2025 actual bill$58
Condo fee — from the listing$208
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,250
Interest rate6.00%
Loan term

Estimated payment

$1,376/mo

Principal & interest$883
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$58
HOA / condo fee$208
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $150K
$133KedgeAI estimate $148,278 · range $139K$163K$170K

vs edgeAI estimate

+1.2%

$/sqft vs Bunnell actives

$145 vs $200

Days on market

88 vs 33 typical

Where $145/sqft sits among the 79 Bunnell actives

36 · this home
30
6
0
3
4
$138–199$199–261$261–323$323–384$384–446$446+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bunnell

Map of 4600 E MOODY BOULEVARD UNIT 12F

Get to know Bunnell. See the full Bunnell guide →

BUNNELL 32110 — neighborhood snapshot

Population

9,877

Median age

42.6

Median income

$56,277

Median home value

$221,200

Avg household

2.7

Households w/ children

1,090

For the school run

Flagler County School District

ElementaryBunnell Elementary School★★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bunnell market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$285K$287K

Bunnell median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

35 of 79

Bunnell actives have cut their price

Median sold price, Bunnell, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% below the BUNNELL 32110 median. See the full Bunnell market guide →

Paper trail

This home's history

CurrentPrice reduced to $150,000 $15K
Apr 23, 2026Listed at $165,000 · 88 days on market since
2005Built · PALM POINTE 1

Reality check

What actually sold near 4600 E MOODY BOULEVARD UNIT 12F

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4600 E MOODY BOULEVARD UNIT 11MSold · Jul ’25

$138,000

4600 E MOODY BOULEVARD UNIT 11M

2 bd · 2 ba · 1,035 sqft · $133/sqft · 96 DOM

4600 E MOODY BOULEVARD UNIT 8PSold · Sep ’25

$145,000

4600 E MOODY BOULEVARD UNIT 8P

2 bd · 2 ba · 1,035 sqft · $140/sqft · 50 DOM

4600 E MOODY BOULEVARD Unit 6GSold · Jul ’25

$173,000

4600 E MOODY BOULEVARD Unit 6G

2 bd · 2 ba · 1,050 sqft · $165/sqft · 292 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4600 E MOODY BOULEVARD UNIT 12F — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4600 E MOODY BOULEVARD UNIT 12F — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4600 E MOODY BOULEVARD UNIT 12F FAQs

What would the monthly payment be for 4600 E MOODY BOULEVARD UNIT 12F?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,376/mo — principal and interest, the actual property-tax bill, the $208/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4600 E MOODY BOULEVARD UNIT 12F?+

The association fee works out to $208 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4600 E MOODY BOULEVARD UNIT 12F?+

The most recent tax bill on record (2025) was $699. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4600 E MOODY BOULEVARD UNIT 12F?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bunnell?+

At $150,000, this home is listed about 51% below the Bunnell median of $305,350. The market section on this page shows how the area is trending.

Which schools are assigned to 4600 E MOODY BOULEVARD UNIT 12F?+

Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the BUNNELL 32110 market on paper

$150,000 is 47% below the BUNNELL 32110 median of $283,900, and at $145/sqft it sits under the Bunnell average of $218.

02Time on market is leverage

88 days on market against a Bunnell median of 33 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $165,000, now $150,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE · Wendy Duncan. MLS #FC317850.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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