218 OCEAN HAMMOCK LOOP, DAYTONA BEACH, FL, 32124
Active98 days on marketListed Apr 14, 2026MLS #FC317687
About this home
218 OCEAN HAMMOCK LOOP
Welcome to 218 Ocean Hammock Loop at Latitude Margaritaville! This super-cute home had 20K of upgrades added during construction and is being sold fully FURNISHED including a washer and dryer. This 2 bedroom, 2 bath coastal CAMILLA cottage delivers the perfect blend of island charm and modern comfort. Bright, airy, and thoughtfully designed, this home features an inviting open-concept layout with plenty of natural light, stylish finishes, and a relaxed Key West vibe throughout. Step inside to a cheerful living area with striking wooden beam ceilings and a gorgeous colorful fireplace that flows seamlessly into the gourmet kitchen where there is a fantastic GAS RANGE and dining area. Both bedrooms are generously sized, offering comfort and privacy, with the primary suite boasting its own ensuite bath. Outside, enjoy your own slice of paradise with a cozy patio ideal for lounging, grilling, or soaking up the Florida sunshine. Located in the resort-style community of Latitude Margaritaville, you’ll have access to incredible amenities including pools, fitness centers, restaurants, theater, live entertainment, and endless social activities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,303
Sqft
0 ac
Lot size
2
Garage
2021
Year built
One
Levels
$297
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,463 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,463/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Daytona Beach actives
$297 vs $228
Days on market
98 vs 51 typical
Where $297/sqft sits among the 400 Daytona Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Margaritaville, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Daytona Beach rental listing data — this home’s rate depends on size, condition and furnishing.
The Four Corners short-term market
▼ Softening48%
Occupancy
▼ 37% yr/yr
$325
Avg nightly rate
▲ 13% yr/yr
$38K/yr
Revenue per listing
$151
RevPAR
78 days
Booking lead time
5.7 nights
Avg stay
3
Typical min nights
11,479
Active rentals
▼ 20% supply
Seasonality — monthly occupancy
Peaks at 57% in Jul · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.
Where it sits
Inside Margaritaville
Margaritaville is a short-term-rental community. See the full guide →
DAYTONA BEACH 32124 — neighborhood snapshot
Population
9,592
Median age
51.8
Median income
$89,842
Median home value
$434,000
Avg household
2.18
Households w/ children
468
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach market
$262K → $261K
Daytona Beach median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
199 of 400
Daytona Beach actives have cut their price
Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the DAYTONA BEACH 32124 median. See the full Daytona Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 218 OCEAN HAMMOCK LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$370,000
524 HIGH TIDE LANE
2 bd · 2 ba · 1,308 sqft · $283/sqft · 98 DOM
Sold · Dec ’25$365,000
508 HIGH TIDE LANE
2 bd · 2 ba · 1,308 sqft · $279/sqft · 200 DOM
Sold · Feb ’26$375,000
488 HIGH TIDE LANE
2 bd · 2 ba · 1,308 sqft · $287/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 218 OCEAN HAMMOCK LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 218 OCEAN HAMMOCK LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
218 OCEAN HAMMOCK LOOP FAQs
What would the monthly payment be for 218 OCEAN HAMMOCK LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,463/mo — principal and interest, the actual property-tax bill, the $375/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 218 OCEAN HAMMOCK LOOP?+
The association fee works out to $375 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 218 OCEAN HAMMOCK LOOP?+
The most recent tax bill on record (2025) was $5,710. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 218 OCEAN HAMMOCK LOOP be rented short-term?+
Yes — this home sits inside Margaritaville, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 218 OCEAN HAMMOCK LOOP?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Daytona Beach?+
At $387,500, this home is listed about 31% above the Daytona Beach median of $295,165. The market section on this page shows how the area is trending.
Which schools are assigned to 218 OCEAN HAMMOCK LOOP?+
Champion Elementary School (elementary), David C. Hinson Senior Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DAYTONA BEACH 32124 market on paper
$387,500 is 3% below the DAYTONA BEACH 32124 median of $399,999.
02Zoned for nightly rentals
Margaritaville is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Kimberly Conway. MLS #FC317687.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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