635 MAHOGANY RUN, PALM COAST, FL, 32137
Active100 days on marketListed Apr 19, 2026MLS #FC317663
About this home
635 MAHOGANY RUN
Tucked within the exclusive gated golf course community of The Conservatory at Hammock Beach, this beautifully appointed single-story residence offers the perfect blend of luxury, comfort, and serene waterfront living. Situated on a premium homesite overlooking a large, tranquil pond, this 4-bedroom, 3.5-bath home delivers both privacy and picturesque views. Thoughtfully designed with a spacious, open layout, the home features expansive living areas ideal for both everyday living and entertaining. The well-appointed kitchen flows seamlessly into the main living space, creating a true gathering area with views that extend out to the water. A desirable split-bedroom floor plan provides privacy for guests, while the generous primary suite offers a peaceful retreat. Step outside to the screened patio and enjoy morning coffee or evening sunsets overlooking the pond, with plenty of room to relax or entertain in a serene outdoor setting. Located within one of Palm Coast’s most sought-after communities, residents enjoy a secure, gated environment surrounded by the Tom Watson-designed Conservatory golf course, with optional membership opportunities to Hammock Beach Club amenities including oceanfront access, pools, dining, and more. A perfect opportunity to own a move-in-ready home in a premier golf community with stunning water views—this is Florida living at its finest. Owners and guests alike enjoy access to world-class amenities (membership required), including championship golf, oceanfront pools, spa, fitness center, dining, and beach access
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,651
Sqft
0.2 ac
Lot size
2
Garage
2024
Year built
One
Levels
$346
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,936 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,936/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+70.2%
$/sqft vs Palm Coast actives
$346 vs $217
Days on market
100 vs 47 typical
Where $346/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
172 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 141% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 635 MAHOGANY RUN
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$805,718
426 BOURGANVILLE DRIVE · same community
3 bd · 3 ba · 2,350 sqft · $343/sqft · 128 DOM
Sold · Feb ’26$975,000
17 COLERIDGE COURT
4 bd · 3 ba · 2,706 sqft · $360/sqft · 4 DOM
Sold · Sep ’25$585,000
72 FLEMINGWOOD LANE
4 bd · 3 ba · 2,800 sqft · $209/sqft · 181 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 635 MAHOGANY RUN — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 635 MAHOGANY RUN — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
635 MAHOGANY RUN FAQs
What would the monthly payment be for 635 MAHOGANY RUN?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,936/mo — principal and interest, the actual property-tax bill, the $405/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 635 MAHOGANY RUN?+
The association fee works out to $405 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 635 MAHOGANY RUN?+
The most recent tax bill on record (2025) was $12,875. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 635 MAHOGANY RUN?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $918,000, this home is listed about 132% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 635 MAHOGANY RUN?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$918,000 runs 141% above the PALM COAST 32137 median — but at 2,651 sqft it's also 41% larger than the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
100 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ELITE HOUSING ADVISORS, LLC. · Barbara Ungerman, PA. MLS #FC317663.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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