43 EDGEWATER DRIVE, PALM COAST, FL, 32164
Active105 days on marketListed Apr 10, 2026MLS #FC317662
About this home
43 EDGEWATER DRIVE
Under Construction. “Welcome to your future home, where your vision comes to life! This beautifully built residence is priced up to the drywall finish, giving you the unique opportunity to select and customize all of your finishes. Featuring a modified kitchen layout for enhanced functionality and style, this open-concept design creates the perfect setting for both everyday living and entertaining. This home is part of our exclusive program, allowing buyers to purchase a home already under construction and make the finishing selections themselves. The floor plan, structural features, and electrical options have already been selected, while you still have the opportunity to choose the details that make the home uniquely yours — including paint colors, flooring, cabinets, countertops, faucets, bath tile, lighting fixtures, and more. This beautiful Willow home features a 3 car garage and so many upgrades we can’t list them all here. Currently under construction in the desirable Palm Harbor of Palm Coast, it’s conveniently located close to the beach and historic St. Augustine. A large covered lanai offers the perfect space for outdoor living—along with so much more! Design your way for $494,900 and up or our way for $569,900
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,283
Sqft
0.27 ac
Lot size
3
Garage
2026
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,397 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,397/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.3%
$/sqft vs Palm Coast actives
$217 vs $221
Days on market
105 vs 47 typical
Where $217/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cypress Knoll
Get to know Palm Coast. See the full Palm Coast guide →
Cypress Knoll — neighborhood snapshot
Population
3,641
Median age
57
Median income
$57,009
Median home value
$360,266
Avg household
2
Households w/ children
277
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
177 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 43 EDGEWATER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$526,500
34 ETHAN ALLEN DRIVE · same community
4 bd · 3 ba · 2,393 sqft · $220/sqft · 170 DOM
Sold · Aug ’25$300,000
7535 CYPRESS KNOLL DRIVE · same community
3 bd · 2 ba · 1,839 sqft · $163/sqft · 49 DOM
Sold · Jun ’26$408,000
24 EGAN DRIVE · same community
3 bd · 2 ba · 1,741 sqft · $234/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 43 EDGEWATER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 43 EDGEWATER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
43 EDGEWATER DRIVE FAQs
What would the monthly payment be for 43 EDGEWATER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,397/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 43 EDGEWATER DRIVE?+
The most recent tax bill on record (2025) was $1,254. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $494,900, this home is listed about 25% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 43 EDGEWATER DRIVE?+
Bunnell Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$494,900 runs 46% above the PALM COAST 32164 median — but at 2,283 sqft it's also 21% larger than the typical Palm Coast listing.
02Time on market is leverage
105 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $569,900, now $494,900 — a $75K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SEAGATE REAL ESTATE INC · Tommie Krawiec. MLS #FC317662.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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