9106 MELLON COURT, ST AUGUSTINE, FL, 32080
Active106 days on marketListed Apr 9, 2026MLS #FC317617
About this home
9106 MELLON COURT
Experience the best of coastal living in this exceptional St. Augustine Beach retreat, where ocean views and direct beach access create a truly special place to enjoy your own piece of paradise. Perfectly positioned on a 1/3 an acre just steps from the ocean, this home invites you awaken to sunrises over the Atlantic and unwind with evening sunsets over the Intracoastal Waterway... the best of both worlds. With an open, flowing floor plan, expansive windows and sunlit rooms this thoughtfully designed home creates a welcoming environment for both quiet moments by the sea and gatherings. With 4 bedrooms, a bonus room and 3 1/2 baths there is ample space for both family and friends... An ideal home for unforgettable beachside memories with the ability to sleep up to 14 guests. Multiple low-maintenance Trex decks off of both the gathering areas and all bedrooms extend the living space outdoors, creating the perfect setting for enjoying the ocean breezes and Florida sunsets. The fully fenced spacious backyard provides a private retreat with plenty of room for a pool. Neutral toned pavers provide numerous areas to relax and enjoy your tropical oasis. Practicality meets convenience with an extra large two-car garage and extended front parking for up to four additional vehicles, a rare offering by the beach allowing plenty of room for hosting guests. Recent enhancement, including a new metal roof in 2024 and fresh exterior paint ensure peace of mind while complementing the home’s coastal charm and durability. Whether you’re searching for a serene personal escape, a place to gather for generations, or a property with the flexibility for short-term rental income, this home offers a unique blend of luxury, location, and lifestyle in one of St. Augustine’s most desirable beach communities. Concrete block construction.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,580
Sqft
0.29 ac
Lot size
2
Garage
2006
Year built
Three Or More
Levels
$386
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,958 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,958/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$386 vs $244
Days on market
106 vs 39 typical
Where $386/sqft sits among the 179 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32080 — neighborhood snapshot
Population
21,368
Median age
58.3
Median income
$91,201
Median home value
$497,500
Avg household
2.06
Households w/ children
1,323
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
73 of 179
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the ST AUGUSTINE 32080 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 9106 MELLON COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$1,013,800
141 GENE JOHNSON ROAD
3 bd · 2.5 ba · 2,671 sqft · $380/sqft · 218 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9106 MELLON COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9106 MELLON COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9106 MELLON COURT FAQs
What would the monthly payment be for 9106 MELLON COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,958/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9106 MELLON COURT?+
The most recent tax bill on record (2025) was $12,673. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Augustine?+
At $995,000, this home is listed about 126% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9106 MELLON COURT?+
Gamble Rogers Middle School (middle), W. Douglas Hartley Elementary (elementary), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$995,000 runs 66% above the ST AUGUSTINE 32080 median — but at 2,580 sqft it's also 63% larger than the typical St Augustine listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
106 days on market against a St Augustine median of 39 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Gamble Rogers Middle School, W. Douglas Hartley Elementary, Pedro Menendez High School, Mky- Head Start /Dpp Pk School, First Coast Technical College — W. Douglas Hartley Elementary rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,100,000, now $995,000 — a $105K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL VOLKERS PALM COAST · Jennifer Bryndal. MLS #FC317617.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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