9 CENTRAL PLACE, PALM COAST, FL, 32137
Active116 days on marketListed Mar 31, 2026MLS #FC317335
About this home
9 CENTRAL PLACE
Welcome to this elegant 3-bedroom, 2-bath residential home the perfect blend of comfort, style, and Florida living. From the inviting foyer to the open and functional layout, this home is designed for both relaxation and entertaining. The interior features a formal dining room with ceramic tile flooring throughout, kiWelcome to this elegant 3-bedroom, 2-bath residential home the perfect blend of comfort, style, and Florida living. From the inviting foyer to the open and functional layout, this home is designed for both relaxation and entertaining. The interior features a formal dining room with ceramic tile flooring throughout, Master bedroom with shower / bath / jacuzzi, oval sinks granite, kitchen with ample cabinetry, stainless steel appliances, breakfast nook, plus a spacious living room with skylights and ceramic tile floor. Wood Fire burner, 2 car garage. Step outside and embrace the Florida lifestyle! A sparkling saltwater pool with a tranquil preserve backdrop creates a private retreat. NEW ROOF shingles, installed year 2025, NEW AC installed year 2023, NEW HOT WATER HEATER installed year 2023. Prime location: 5 minutes to shopping & groceries, 10 minutes to Atlantic Ocean beaches, 10 minutes to I-95 for easy commuting minutes to the popular European Village with dining, shops& entertainment. This bright and well-maintained home is a true must-see for buyers looking to enjoy the best of Palm Coast living. Schedule your private tour today and discover your dream home at 9 Central Place, Kitchen with ample cabinetry, breakfast nook, plus a spacious living room with ceramic tile floorings. IF SOLD, CLOSED TITLE TO BE COMPLETED BY JULY 31st, 2026
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,061
Sqft
0.23 ac
Lot size
2
Garage
1994
Year built
One
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,617 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,617/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−30.2%
$/sqft vs Palm Coast actives
$225 vs $221
Days on market
116 vs 47 typical
Where $225/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
177 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 9 CENTRAL PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$395,000
11 CROSSVIEW LANE · same community
3 bd · 2 ba · 2,113 sqft · $187/sqft · 14 DOM
Sold · May ’26$457,000
11 CLERMONT COURT · same community
4 bd · 2 ba · 1,997 sqft · $229/sqft · 117 DOM
Sold · Feb ’26$515,000
5 CIMMARON DRIVE · same community
3 bd · 2 ba · 2,176 sqft · $237/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9 CENTRAL PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9 CENTRAL PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9 CENTRAL PLACE FAQs
What would the monthly payment be for 9 CENTRAL PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,617/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9 CENTRAL PLACE?+
The most recent tax bill on record (2025) was $6,247. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $464,000, this home is listed about 17% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9 CENTRAL PLACE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$464,000 runs 22% above the PALM COAST 32137 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
116 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $469,000, now $464,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LIVIN PARADISE REALTY LLC · Antonio Silva. MLS #FC317335.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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