David Ramirez
$429,500$470,0002 bd2 ba1,476 sqft$291 /sqft$3,167 /mo all-in ↓

3580 S OCEAN SHORE BOULEVARD UNIT 204, FLAGLER BEACH, FL, 32136

Active123 days on marketListed Apr 1, 2026MLS #FC317332

Reduced $41KCondominiumTHE NAUTILUS CONDOMINIUM

About this home

3580 S OCEAN SHORE BOULEVARD UNIT 204

PRICE IMPROVEMENT! DON'T DELAY-AT THIS PRICE, THIS ONE WON'T LAST! Wake up to the serene sounds of the ocean and breathtaking views of the Atlantic Ocean from this stunning 2-bedroom, 2-bathroom condo in Flagler Beach. With ocean views visible from every room, this is your dream home or the perfect investment opportunity! The fully remodeled wrap-around kitchen is a chef's delight, featuring gorgeous granite countertops, custom glass cabinets and a convenient breakfast bar. The open layout allows you to entertain in style while enjoying panoramic ocean vistas. Step out onto your private balcony, where you can savor sunrises with your morning coffee or unwind to the soothing sound of the waves in the evening. This is coastal living at its finest. With the association allowing short term rentals, it makes this an excellent income-generating property or a getaway you can enjoy all year round. Don't miss out on the chance to own a piece of paradise. Short-term rentals are allowed; city permit is in place. Condo association has no restrictions on length of stay, City permit allows for weekly rentals.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,476

Sqft

0.05 ac

Lot size

1

Garage

1982

Year built

Three Or More

Levels

$291

Per sqft

Water viewPets allowed

Inside

FlooringLuxury Vinyl · Ceramic Tile
AppliancesMicrowave · Range · Refrigerator · Dishwasher · Disposal · Electric Water Heater
InteriorWindow Treatments · Ceiling Fan(s)
LaundryCommon Area
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMembrane
ConstructionConcrete
FoundationStilt/On Piling · Concrete Perimeter · Slab
ViewWater
FacesWest
ParkingGround Level · Under Building
ExteriorBalcony · Storage

Community & fees

Taxes (2025)$3,463/yr
PetsYes
CommunitySidewalks · Tennis Court(s) · Community Mailbox · Fitness Center

Utilities & systems

UtilitiesPublic · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,167 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,528
FHA mortgage insurance (est.)$190
Property tax — 2025 actual bill$289
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,033Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,033
Interest rate6.00%
Loan term

Estimated payment

$3,167/mo

Principal & interest$2,528
FHA mortgage insurance (est.)$190
Property taxes (actual bill)$289
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $430K
$311KedgeAI estimate $339,049 · range $324K$398K$447K

vs edgeAI estimate

+26.7%

$/sqft vs Flagler Beach actives

$291 vs $322

Days on market

123 vs 68 typical

Where $291/sqft sits among the 126 Flagler Beach actives

37
29 · this home
18
12
18
12
$183–257$257–330$330–404$404–477$477–550$550+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flagler Beach

Map of 3580 S OCEAN SHORE BOULEVARD UNIT 204

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$517K$525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

56 of 126

Flagler Beach actives have cut their price

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $429,500 $41K
Apr 1, 2026Listed at $470,000 · 123 days on market since
1982Built · THE NAUTILUS CONDOMINIUM

Reality check

What actually sold near 3580 S OCEAN SHORE BOULEVARD UNIT 204

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2737 JOHN BULLSold · Oct ’25

$600,000

2737 JOHN BULL

3 bd · 2 ba · 1,451 sqft · $414/sqft · 205 DOM

254 OCEAN PALM DRIVESold · Dec ’25

$600,000

254 OCEAN PALM DRIVE

2 bd · 2 ba · 1,520 sqft · $395/sqft · 382 DOM

42 N OCEAN PALM VILLASold · Jul ’26

$219,000

42 N OCEAN PALM VILLA

3 bd · 2 ba · 1,424 sqft · $154/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3580 S OCEAN SHORE BOULEVARD UNIT 204 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3580 S OCEAN SHORE BOULEVARD UNIT 204 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3580 S OCEAN SHORE BOULEVARD UNIT 204 FAQs

What would the monthly payment be for 3580 S OCEAN SHORE BOULEVARD UNIT 204?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,167/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3580 S OCEAN SHORE BOULEVARD UNIT 204?+

The most recent tax bill on record (2025) was $3,463. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3580 S OCEAN SHORE BOULEVARD UNIT 204?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Flagler Beach?+

At $429,500, this home is listed about 26% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 3580 S OCEAN SHORE BOULEVARD UNIT 204?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Water views

The water view is part of what you're buying — views hold value independently of the structure.

02Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $470,000, now $429,500 — a $41K cut. The full history is in the market section below.

Listing courtesy of ELITE HOUSING ADVISORS, LLC. · Barbara Ungerman, PA. MLS #FC317332.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Flagler Beach homes, in your inbox

Like 3580 S OCEAN SHORE BOULEVARD UNIT 204 but not quite? A daily digest of every new listing in Flagler Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 2, 2026 at 2:56 PM UTC. The listing information on this page last changed on August 2, 2026 at 2:56 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 2, 2026 at 2:56 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 2, 2026 at 2:56 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.