5405 WINDERMERE DRIVE, JACKSONVILLE, FL, 32211
Active118 days on marketListed Mar 27, 2026MLS #FC317272
About this home
5405 WINDERMERE DRIVE
Virtually Staged. Beautifully remodeled concrete block 3BR/2BA home with in-law suite, just blocks from Jacksonville University! This move-in ready property offers a versatile layout ideal for homeowners or investors. Features include wood-look vinyl flooring throughout living areas, bedrooms, and kitchen, with tile in bathrooms. The updated kitchen showcases stainless steel appliances, range, and dishwasher and opens to a dedicated dining area. Primary suite enjoys a private full bath. Interior washer/dryer hookups. Enjoy a spacious corner lot and backyard to make your own in addition to outdoor shed for extra storage, secure off-street parking with No HOA. Major updates include Roof (2021), HVAC (2021) Recently Serviced 2026, Updated Electrical (2026), Interior Paint (2026), Updated Kitchen (2021), Updated Bathrooms (2021), Water Heater (2021), New Blinds (2026). Convenient to Downtown Jacksonville, Beaches, Town Center and I-295. Don't miss this opportunity--schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,263
Sqft
0.22 ac
Lot size
1950
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,012 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,012/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Monterey
Get to know Jacksonville. See the full Jacksonville guide →
Monterey — neighborhood snapshot
Population
3,189
Median age
45
Median income
$52,719
Median home value
$190,233
Avg household
2
Households w/ children
271
For the school run
Duval County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jacksonville market
$324K → $341K
Jacksonville median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 148% above the JACKSONVILLE 32211 median. See the full Jacksonville market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5405 WINDERMERE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5405 WINDERMERE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5405 WINDERMERE DRIVE FAQs
What would the monthly payment be for 5405 WINDERMERE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,012/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5405 WINDERMERE DRIVE?+
The most recent tax bill on record (2025) was $3,250. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Jacksonville?+
At $249,900, this home is listed about 11% below the Jacksonville median of $282,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5405 WINDERMERE DRIVE?+
Arlington Elementary School (elementary), Terry Parker High School (high), Arlington Middle School (middle), Fort Caroline Middle School (middle) — Duval County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$249,900 runs 148% above the JACKSONVILLE 32211 median.
02Time on market is leverage
118 days on market against a Jacksonville median of 32 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $249,999, now $249,900 — a $99 cut. The full history is in the market section below.
Listing courtesy of KELLER WILLIAMS ST. JOHNS · Christina Welch. MLS #FC317272.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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