4368 N OCEAN SHORE BLVD, PALM COAST, FL, 32137
Active114 days on marketListed Apr 11, 2026MLS #FC317254
About this home
4368 N OCEAN SHORE BLVD
Experience the perfect blend of privacy, space, and waterfront living at 4368 N Ocean Shore Blvd, a charming 2-bedroom, 2-bath home situated on over 1 acre along the Intracoastal Waterway. This unique property offers a rare opportunity to enjoy expansive natural surroundings with mature oaks and palms, creating a serene Old Florida setting. Inside, the home features a functional layout with comfortable living spaces, abundant natural light, and a spacious kitchen with ample cabinetry and workspace. A dedicated flex space provides versatility for a home office, fitness area, or additional living. The property features a waterfront platform ideal for relaxing and taking in the peaceful Intracoastal views, along with a detached red barn offering additional parking, storage, or workspace potential. With its generous lot size, direct water frontage, and prime location just across from the beach, this property presents endless possibilities as a primary residence, vacation retreat, or investment opportunity.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,170
Sqft
1.25 ac
Lot size
1
Garage
1978
Year built
One
Levels
$1,197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,542 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,542/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+447.7%
$/sqft vs NO SUBDIVISION
$1,197 vs $321
Days on market
114 vs 52 typical
Where $1,197/sqft sits among the 13 homes for sale in NO SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
6 of 13
NO SUBDIVISION have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 265% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 4368 N OCEAN SHORE BLVD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$160,000
7324 NW 152 PLACE · same community
3 bd · 2 ba · 1,104 sqft · $145/sqft · 170 DOM
Sold · Apr ’26$270,000
3131 LINDA DRIVE · same community
3 bd · 1 ba · 1,073 sqft · $252/sqft · 42 DOM
Sold · Apr ’26$761,000
8245 LONGBAY BOULEVARD · same community
3 bd · 2 ba · 1,400 sqft · $544/sqft · 122 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4368 N OCEAN SHORE BLVD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4368 N OCEAN SHORE BLVD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4368 N OCEAN SHORE BLVD FAQs
What would the monthly payment be for 4368 N OCEAN SHORE BLVD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,542/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4368 N OCEAN SHORE BLVD?+
The most recent tax bill on record (2025) was $3,637. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $1,399,999, this home is listed about 250% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4368 N OCEAN SHORE BLVD?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,399,999 runs 265% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
114 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · Krista Libby. MLS #FC317254.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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